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12201 Encanto Way, Rancho Cordova, CA, 95742

4beds
3baths
2,150sqft
$565,000
$263price/sqft
$3,903/moest. monthly cost
$156,120/yrincome needed

About This Home

Welcome to a beautifully positioned home on a spacious corner lot located at the end of a peaceful cul-de-sac. This desirable setting provides added privacy, strong curb appeal, and a welcoming neighborhood atmosphere.The home is ideally situated near parks, walking and biking trails, and open green spaces, offering abundant opportunities for outdoor recreation. Convenient access to shopping, dining, schools, and major commuter routes ensures everyday necessities and travel are within easy reach. Inside, the home features a functional and well-designed floor plan with comfortable living spaces filled with natural light. The layout offers smooth transitions between living, dining, and kitchen areas, creating a practical environment for daily living and entertaining. A spacious loft provides flexible living space that can be used as a family room, home office, playroom, or media area to suit your needs. The generous lot provides ample outdoor space for relaxation, gardening, or gatherings while maintaining a sense of privacy and openness. A rare opportunity to own a well-located home that combines comfort, convenience, and lifestyle in one of Rancho Cordova's most sought-after neighborhoods. The home is equipped with a dedicated EV charger, adding modern convenience for electric vehicle owners. Also, features leased solar with 22 years remaining. New sod will be placed during escrow. Don't miss this incredible opportunity to own a beautifully situated home in one of Rancho Cordova's most desirable neighborhoods!

Getting Around

0
WalkingCar-Dependent
18
TransitMinimal Transit
33
BikeSomewhat Bikeable

Schools

9/10
9/10
Pleasant Grove High SchoolGrades 9-1210.7 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Stucco

Other

  • Builder name: K. Hovnanian

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Electric Oven,Built-In Electric Range,Ice Maker,Dishwasher,Disposal,Microwave,Plumbed For Ice Maker,Electric Water Heater,Dryer,Washer
  • Laundry features: Cabinets,Electric Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Dining Room

  • Features: Dining/Family Combo

Features

  • Flooring: Carpet,Luxury Vinyl Plank

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,150 sqft

Kitchen

  • Features: Breakfast Area,Pantry Closet,Granite Counters,Kitchen Island

Master Bathroom

  • Features: Closet,Shower Stall(s),Double Vanity,Soaking Tub,Tile,Walk-In Closet(s)

Master Bedroom

  • Features: Closet

Property

Details

  • Parcel number: 06724700310000
  • Zoning: Residential
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Fencing: Back Yard,Fenced

Lot

  • Lot size: 4,447 sqft
  • Features: Corner Lot,Cul-De-Sac

Parking

  • Total spaces: 2
  • Parking features: Attached,Electric Vehicle Charging Station(s),Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Wildfire

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,856$34,272
Home Insurance *$126$1,512
Property Taxes $460$5,520
Electricity $461$5,532
Total$3,903$46,836
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$133,817/yr
40% on housing$117,090/yr
45% on housing$104,080/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$263This listing

vs Other Active Listings

Avg $/sqft

ZIP 95742$286
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95742$281
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Price change$565,000
2026-07-07Listed for sale$575,000
2023-03-24Sold$550,000
2022-11-23Listing removed--
2022-09-03Listed for sale$589,990

For Sale by Agent

AgentFifi Yuma
BrokerageColdwell Banker Realty

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