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21 Hancock Ave #3, Jersey City, NJ, 07307

2beds
2baths
775sqft
$389,000
$502price/sqft
$2,745/moest. monthly cost
$109,800/yrincome needed

About This Home

Welcome to 21 Hancock, a newly and tastefully renovated condo building in the heart of Jersey City Heights—one of the area’s most desirable neighborhoods. This bright, modern, and airy 2-bedroom, 2-bathroom home showcases exceptional craftsmanship, from the refined exterior restoration to the elegant entryway and completely updated interior. Inside, you’ll find a thoughtfully designed layout featuring high ceilings, beautiful hardwood floors, and abundant natural light throughout, especially in the bedrooms. The contemporary kitchen is equipped with granite countertops, stainless steel appliances, and ample cabinetry, making it both stylish and functional. Additional highlights include in-unit laundry and central air conditioning, ensuring comfort and convenience for today’s lifestyle. Perfectly situated for commuters, this home is just steps from transportation options, with bus service to NYC Port Authority in approximately 35 minutes and to Journal Square PATH station in just minutes. Enjoy the ideal combination of peaceful neighborhood living with easy access to the city.

Getting Around

97
WalkingWalker's Paradise
73
TransitExcellent Transit
78
BikeVery Bikeable

Schools

Construction

Materials

  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Architectural style: Multi Level
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Washer/Dryer,Gas Oven

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 775
  • Total interior livable area: 775 sqft

Property

Details

  • Other equipment: Intercom

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,966$23,592
Home Insurance *$81$972
Property Taxes $505$6,060
Electricity $193$2,318
Total$2,745$32,940
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,114/yr
40% on housing$82,350/yr
45% on housing$73,200/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$502This listing

vs Other Active Listings

Avg $/sqft

ZIP 07307$513
Hudson County$473

vs Homes Sold Last Month

Median $/sqft

ZIP 07307$590
Hudson County$411

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Price change$389,000
2026-03-24Listed for sale$399,000
2026-03-23Listing removed$399,000
2026-01-05Price change$399,000
2025-10-09Listed for sale$415,000
2023-06-16Sold$355,000
2023-04-26Listed for sale$349,000
2023-03-01Listing removed--
2023-01-31Listed for sale$349,000
2023-01-04Listing removed--
2022-12-02Listed for sale$349,000
2022-11-21Listing removed--
2022-10-10Listed for sale$349,000
2022-08-14Listing removed$399,000
2022-08-12Listed for sale$399,000

For Sale by Agent

AgentQUANFENG ZHU
BrokerageREMAX NOW

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