15384 Xylite St NE, Ham Lake, MN, 55304
About This Home
Build your dream home from the ground up with this fully custom new construction opportunity. This thoughtfully designed two-story home offers a perfect blend of functionality, style, and flexibility. Unfinished lower level for your creativity. From layout to finishes, buyers have the rare ability to customize every detail to match their lifestyle and vision. Work one-on-one with Premier Custom Homes to create a home tailored entirely to you—floor plan changes, cabinetry, countertops, flooring, lighting, and design selections are all customizable. New construction without compromise—bring your ideas and make them a reality.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2026
Other
- Builder name: PREMIER CUSTOM HOMES INC
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Cooktop,Disposal,Double Oven,Exhaust Fan,Humidifier,Gas Water Heater,Microwave,Refrigerator,Stainless Steel Appliance(s),Wall Oven
- Laundry features: Upper Level
Basement
- Has basement: Yes
- Basement: Daylight,Drain Tiled,Full,Concrete,Sump Basket,Sump Pump,Unfinished
Bedroom
- Level: Upper
- Area: 270
- Dimensions: 18x15
Bedroom2
- Level: Upper
- Area: 180
- Dimensions: 15x12
Bedroom3
- Level: Upper
- Area: 165
- Dimensions: 15x11
Bedroom4
- Level: Upper
- Area: 156
- Dimensions: 12x13
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Level: Main
- Area: 144
- Dimensions: 18x8
Features
- Number of fireplaces: 1
- Fireplace features: Gas
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 2,637
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 3,885
- Total interior livable area: 3,885 sqft
Kitchen
- Level: Main
- Area: 182
- Dimensions: 13x14
Laundry
- Level: Upper
- Area: 64
- Dimensions: 8x8
Living Room
- Level: Main
- Area: 352
- Dimensions: 22x16
Loft
- Level: Upper
- Area: 187
- Dimensions: 17x11
Office
- Level: Main
- Area: 156
- Dimensions: 13x12
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 213223140021
- Zoning description: Residential-Single Family
- Foundation area: 1248
Features
- Levels: Two
- Stories: 2
Lot
- Lot size: 1.07 Acres
- Lot size dimensions: 202 x 233 x 202 x 227
Parking
- Total spaces: 4
- Parking features: Attached,Garage,Insulated Garage
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Strong Wind
- Hail
- Lightning
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Anoka County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,186 | $50,232 |
| Home Insurance * | $503 | $6,036 |
| Property Taxes | $1,160 | $13,920 |
| Electricity | $327 | $3,932 |
| Total | $6,176 | $74,112 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-06 | Price change | $145,900 |
| 2026-01-09 | Listed for sale | $827,900 |
| 2025-04-01 | Listing removed | $639,700 |
| 2024-11-24 | Listed for sale | $639,700 |
| 2024-09-17 | Listing removed | $819,600 |
| 2024-09-11 | Listed for sale | $819,600 |
| 2024-01-25 | Listing removed | -- |
| 2023-09-14 | Listed for sale | $494,999 |
| 2023-08-01 | Listing removed | -- |
| 2023-02-14 | Listed for sale | $499,900 |
| 2023-02-14 | Listing removed | -- |
| 2022-08-11 | Listed for sale | $119,900 |
| 2022-01-18 | Sold | $116,900 |
| 2021-09-30 | Sold | $149,900 |
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