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309 Orchard St, Hazard, KY, 41701

2beds
1baths
800sqft
$120,000
$150price/sqft
$944/moest. monthly cost
$37,760/yrincome needed

About This Home

Completely move-in ready! This well-maintained 2-bedroom, 1-bath home offers comfortable living in a convenient downtown Hazard location close to shopping, dining, schools, and medical facilities. The home has been professionally cleaned and features tasteful updates throughout, making it ready for its new owner. A full unfinished basement with a one-car garage provides excellent storage or workshop space. Enjoy beautiful views from the front porch or relax on the semi-private back deck. A great option for first-time buyers, downsizers, or investors!

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

6/10
Hazard Middle SchoolGrades 5-80.4 mi
9/10
Hazard High SchoolGrades 9-121.9 mi
8/10

Construction

Condition

  • Year built: 1960

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Stove

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1

Features

  • Ceiling Fan(s)
  • Window features: Double Pane Windows
  • Flooring: Vinyl
  • Attic: Access Only
  • Finished area below ground: 0
  • Finished area above ground: 800

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 800
  • Total interior livable area: 800 sqft

Property

Details

  • Parcel number: 101100306100
  • Zoning: Residential

Features

  • Patio & porch: Deck,Front Porch
  • Exterior features: Garden

Lot

  • Lot size: 6,098 sqft

Parking

  • Total spaces: 1
  • Parking features: Concrete,Garage,Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Lightning
Strong Wind
Winter Weather
Hail
Landslide
Tornado
Wildfire

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $606$7,272
Home Insurance *$68$816
Property Taxes $116$1,392
Electricity $154$1,850
Total$944$11,328
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$32,365/yr
40% on housing$28,320/yr
45% on housing$25,173/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -5.6%
-5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$150This listing

vs Other Active Listings

Avg $/sqft

ZIP 41701$90
Perry County$92

vs Homes Sold Last Month

Median $/sqft

ZIP 41701
Perry County$117

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-26Listed for sale$120,000
2022-11-08Listing removed--
2022-10-11Pending sale$120,000
2022-09-26Listed for sale$120,000
2022-08-13Pending sale$120,000
2022-08-11Listed for sale$120,000
2006-07-14Sold$60,000

For Sale by Agent

AgentHeather Colwell
BrokerageRe/Max Legacy Group-Hazard

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