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2531 Cienaga St Space 31, Oceano, CA, 93445

2beds
1baths
756sqft
$185,000
$245price/sqft
$1,453/moest. monthly cost
$58,120/yrincome needed

About This Home

Welcome to the Casa Del Rey 55+ community. Explore the amenities such as the pool, spa, and outdoor common area for your leisure. Corner lot with lots of backyard space and outdoor patio seating. Featuring 2 bedrooms & 1 full bathroom with separate laundry room/office. Just a 6 minute drive to the Oceano dunes & Beach. Down the street from restaurants and shopping. Schedule your showing today with your favorite realtor.

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
64
BikeBikeable

Schools

7/10
6/10
Paulding Middle SchoolGrades 7-82.5 mi
9/10
Arroyo Grande High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured On Land

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Forced Air,Floor Furnace
  • Cooling features: None

Interior Area

  • Total structure area: 756
  • Total interior livable area: 756 sqft

Master Bedroom

  • Level: Lower

Property

Details

  • Parcel number: 910006230
  • Special condition: Standard

Features

  • Stories: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake

FEMA Declared Disasters in San Luis Obispo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $935$11,220
Home Insurance *$22$264
Property Taxes $98$1,176
Electricity $398$4,786
Total$1,453$17,436
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,817/yr
40% on housing$43,590/yr
45% on housing$38,746/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$245This listing

vs Other Active Listings

Avg $/sqft

ZIP 93445$533
San Luis Obispo County$561

vs Homes Sold Last Month

Median $/sqft

ZIP 93445$551
San Luis Obispo County$522

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-10Price change$185,000
2026-03-19Listed for sale$197,000
2026-01-26Listing removed$197,000
2025-12-08Listed for sale$197,000
2024-03-22Listing removed--
2024-01-02Price change$185,500
2023-09-21Listed for sale$197,500
2023-07-01Listing removed--
2022-10-13Price change$197,500
2022-08-10Listed for sale$210,000

For Sale by Agent

AgentPatrick A Rodriguez
BrokerageBerkshire Hathaway HomeServ-Los Olivos

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