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4846 Pike Bay Rd #12, Eagle River, WI, 54521

2beds
1baths
832sqft
$279,000
$335price/sqft
$1,905/moest. monthly cost
$76,200/yrincome needed

About This Home

Welcome to your turnkey getaway in Eagle River! This charming two-bedroom, one-bath cottage is fully furnished and tastefully decorated, making it an effortless move-in or short-term rental opportunity. Recently upgraded and renovated, the space boasts modern finishes while maintaining a cozy, inviting feel. Step outside to enjoy waterfront access on Dam Lake which is part of the Sugar Camp chain of lakes—ideal for relaxing, fishing, or boating. Don’t miss your chance to own this property!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

9/10
7/10
5/10
Three Lakes High SchoolGrades 9-1211.7 mi

Construction

Condition

  • Year built: 1920

Materials

  • Construction materials: Shake Siding

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Bedroom1

  • Level: Main
  • Dimensions: 17x13

Bedroom2

  • Level: Main
  • Dimensions: 9x7

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Cooling

  • Cooling features: Window Unit(s)

Features

  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 832

Interior Area

  • Total interior livable area: 832 sqft

Kitchen

  • Level: Main
  • Dimensions: 15x8

Living Room

  • Level: Main
  • Dimensions: 15x8

Property

Accessibility

  • Accessibility features: 1st Floor Bedroom,1st Floor Full Bath

Details

  • Parcel number: SU1868
  • Zoning: Residential
  • Exclusions: Seller's personal property

Lot

  • Lot size: 9,583 sqft

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Winter Weather
Inland Flooding

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,410$16,920
Home Insurance *$129$1,548
Property Taxes $195$2,340
Electricity $171$2,054
Total$1,905$22,860
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,314/yr
40% on housing$57,150/yr
45% on housing$50,800/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -4.0%
-4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$335This listing

vs Other Active Listings

Avg $/sqft

ZIP 54521$268
Oneida County$249

vs Homes Sold Last Month

Median $/sqft

ZIP 54521
Oneida County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-12Price change$299,000
2026-04-08Listed for sale$325,000
2026-03-09Pending sale$325,000
2026-03-09Contingent$325,000
2025-12-08Price change$325,000
2025-09-05Price change$350,000
2025-05-16Price change$365,000
2025-03-24Listed for sale$385,000
2022-09-15Sold$235,000
2022-09-12Pending sale$235,000
2022-08-15Contingent$235,000
2022-08-10Listed for sale$235,000

For Sale by Agent

AgentThea R Hicks
BrokerageNextHome Select Realty

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