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B 19180th Hwy, Richmond, MO, 64085

5beds
3baths
3,300sqft
$999,000
$303price/sqft
$7,039/moest. monthly cost
$281,560/yrincome needed

About This Home

Experience the perfect blend of peaceful country living and thoughtful modern convenience in this extraordinary 37 acre property. Featuring a beautiful 5,250-sq ft home which offers 3,300 finished square feet with an additional 1,950-square-ft unfinished walkout basement ready for your custom vision. From the moment you arrive, you’ll be captivated by gorgeous views from every window, showcasing lush fields, mature woods, and abundant wildlife. The home’s charming open floor plan is ideal for comfortable living and entertaining. This spacious home features 5 bedrooms and 3 bathrooms, with a fourth bathroom already stubbed for the upstairs primary suite. Upstairs bedrooms offer CAT6 internet wiring, walk-in closets, and a dedicated HVAC system for personalized comfort. Built for efficiency and durability, the home includes a tankless propane water heater, UV HVAC sterilization system, 500-gallon propane tank that conveys with the property, and a durable ICF walkout basement with storm shelter. The extra-deep garage features radiant heat flooring and 240-volt, 50-amp outlets, perfect for workshop space or EV charging. Outdoors, this property is truly exceptional. A seasonal creek winds through the land, while mature woods are ideal for hunting on your own property. The lush fields offer excellent hay production potential, and a historic 100-year-old oak barn adds timeless charm and versatility. Homestead-ready amenities include large garden spaces, a chicken coop with large run, and a convenient 100-foot clothesline just outside the laundry room. The property is currently connected to rural water, but offers three water wells with switch capability, and a 2,000-gallon septic system which has been recently pumped and serviced. Enjoy exceptional privacy and rural serenity while being just 15 minutes from grocery stores, restaurants, and major amenities. This rare property offers space, self sufficiency, and unmatched natural beauty.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

3/10
Polo Middle SchoolGrades 5-89.4 mi
3/10
Polo High SchoolGrades 9-129.4 mi
5/10
Polo Elementary SchoolGrades PK-49.4 mi

Construction

Condition

  • Year built: 2020

Materials

  • Roof: Metal
  • Construction materials: Board & Batten Siding,Metal Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Purifier
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Custom Cabinets,Kitchen Island,Pantry
  • Flooring: Carpet,Laminate,Tile
  • Finished area above ground: 3,300

Heating & Cooling

  • Heating features: Propane
  • Cooling features: Electric

Interior Area

  • Total structure area: 3,300
  • Total interior livable area: 3,300 sqft

Property

Details

  • Parcel number: 02083300000002.002

Features

  • Fencing: Other,Partial

Lot

  • Lot size: 37 Acres
  • Features: Acreage,Wooded
  • Lot size dimensions: 37

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Tornado
Winter Weather
Drought
Hail
Heat Wave
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Missouri Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,051$60,612
Home Insurance *$1,138$13,656
Property Taxes $599$7,188
Electricity $251$3,023
Total$7,039$84,468
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$241,337/yr
40% on housing$211,170/yr
45% on housing$187,706/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$303This listing

vs Other Active Listings

Avg $/sqft

ZIP 64085$113
Ray County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 64085$129
Ray County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Price change$950,000
2026-07-08Price change$999,000
2026-05-30Listed for sale$1,100,000
2022-12-16Sold--
2022-11-19Pending sale$755,000
2022-11-07Price change$755,000
2022-08-10Listed for sale$795,000

For Sale by Agent

AgentTammy McGee
BrokerageMO-KAN Veteran Realty LLC

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