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22-22 Bancroft St #B, Worcester, MA, 01610

2beds
2baths
1,448sqft
$404,900
$280price/sqft
$3,047/moest. monthly cost
$121,880/yrincome needed

About This Home

This move-in-ready attached single family offers the perfect combination of space, comfort, and updates. The first floor features an open-concept layout that seamlessly connects the living room, dining area, and kitchen, creating an ideal space for both everyday living and entertaining.Freshly painted throughout, this home boasts newer appliances, a newer heating system, and a newer deck, giving buyers peace of mind and modern convenience. Upstairs, you'll find generously sized bedrooms with ample closet space, providing comfort for the whole family.Additional features include 1.5 bathrooms, a spacious 2-car garage, and plenty of storage. Whether you're a first-time homebuyer or looking for a low-maintenance home with room to grow, this property checks all the boxes.Conveniently located near shopping, restaurants, schools, and all that Worcester has to offer. Don't miss this opportunity to own a well-maintained and updated home in a great location!

Getting Around

93
WalkingWalker's Paradise
42
TransitSome Transit
41
BikeSomewhat Bikeable

Schools

4/10
Woodland AcademyGrades K-60.3 mi
4/10
5/10
Jacob Hiatt Magnet SchoolGrades PK-60.4 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Tankless Water Heater,Range,Dishwasher,Microwave,Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Partial,Interior Entry,Garage Access

Bathroom1

  • Features: Bathroom - Half
  • Level: First

Bathroom2

  • Features: Bathroom - Full, Bathroom - With Tub & Shower
  • Level: Second

Bedroom2

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Window features: Insulated Windows
  • Flooring: Vinyl,Carpet
  • Finished area above ground: 1,448

Heating & Cooling

  • Heating features: Baseboard,ENERGY STAR Qualified Equipment
  • Cooling features: Window Unit(s),Ductless

Interior Area

  • Total structure area: 1,448
  • Total interior livable area: 1,448 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Features: No

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: M:06 B:019 L:0492,4559583
  • Attached to another structure: Yes
  • Zoning: RG-5
  • Exclusions: Washer And Dryer Negotiable

Features

  • Patio & porch: Deck
  • Exterior features: Deck

Lot

  • Lot size: 2,380 sqft

Parking

  • Total spaces: 4
  • Parking features: Attached,Under,Paved Drive,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Massachusetts Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,047$24,564
Home Insurance *$225$2,700
Property Taxes $421$5,052
Electricity $354$4,259
Total$3,047$36,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,468/yr
40% on housing$91,410/yr
45% on housing$81,253/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$280This listing

vs Other Active Listings

Avg $/sqft

ZIP 01610$210
Worcester County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 01610$254
Worcester County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-31Price change$404,900
2026-06-03Listed for sale$409,900

For Sale by Agent

AgentFerrari Property Group
BrokerageKeller Williams Pinnacle Central

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