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1423 Genesee St, Utica, NY, 13501

11beds
11baths
7,188sqft
$949,900
$132price/sqft
$7,883/moest. monthly cost
$315,320/yrincome needed

About This Home

Extraordinary. Simply extraordinary. Imagine owning a magnificent 7,200 sq ft Italianate manse at one of Utica's most prestigious addresses. The Rosemont Inn Bed & Breakfast offers one the rare opportunity to not only acquire a thriving, turnkey business with a two-decade legacy of excellence, but also a stunning piece of live-in art and history. Step inside and marvel at the meticulously renovated interior, showcasing exquisite craftsmanship, soaring ceilings, and old-world mouldings. Bask in the warmth of sunlight streaming through full-height windows, enveloped by timeless elegance. This gem boasts 8 beautifully appointed suites, each with a stunning remodeled bathroom. A state-of-the-art prep kitchen features ample space, extensive countertops, and professional-grade appliances, perfect for creating culinary delights. The Rosemont Inn isn't just a business; it's a lifestyle. Share the beauty of your home with travelers exploring the wonders of the Mohawk Valley. Benefit from the current owner's wealth of experience and massive recent investment and renovations into the structure and marketing materials. As the new proprietor, you'll enjoy a spacious 2,000+ sq ft owner's apartment, ensuring comfort and privacy. The Rosemont offers up a history of excellence amongst the travel community, with the #1 rating on TripAdvisor and Google, as well as full 5-star ratings on both platforms. And grossing 240k annually, the success and profitability of the Bed & Breakfast is utterly undeniable. The direction of the Inns future is optimistic, with amazing expansion opportunities on its nearly one-acre urban oasis and massive investment at the city and county level in increasing both commerce and travel and tourism. Simply put, this is both a smart, logical investment and an opportunity to pursue a passion in the most lovely of environs. Embrace the extraordinary - The Rosemont Inn awaits, offering a unique blend of historic charm, modern luxury, and entrepreneurial opportunity in the heart of Utica.

Getting Around

74
WalkingVery Walkable
0
TransitVery Limited Transit
52
BikeBikeable

Schools

Construction

Condition

  • Year built: 1863

Materials

  • Construction materials: Masonry - Brick,Brick Siding,Wood Siding

Notable Dates

  • Major remodel year: 2018

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Microwave,Oven,Washer,Stainless Steel Appliances

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 11
  • Bathrooms: 11
  • Full bathrooms: 10
  • 1/2 bathrooms: 1

Features

  • Flooring: Hardwood
  • Number of fireplaces: 8
  • Fireplace: Yes
  • Finished area above ground: 7,188

Heating & Cooling

  • Heating features: Gas,Baseboard,Hot Water
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 7,188
  • Total interior livable area: 7,188 sqft

Kitchen

  • Features: Separate,Stainless Steel Counters

Property

Details

  • Parcel number: 318.64329
  • Lease amount: 0

Features

  • Stories: 3
  • Patio & porch: Open Porch
  • Has view: Yes
  • View description: City
  • Frontage length: 0

Lot

  • Lot size: 1.06 Acres
  • Features: Near Bus

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Winter Weather
Ice Storm
Strong Wind
Tornado

FEMA Declared Disasters in Oneida County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,803$57,636
Home Insurance *$524$6,288
Property Taxes $1,369$16,428
Electricity $1,187$14,254
Total$7,883$94,596
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$270,274/yr
40% on housing$236,490/yr
45% on housing$210,213/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.9%
3.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$132This listing

vs Other Active Listings

Avg $/sqft

ZIP 13501$104
Oneida County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 13501$144
Oneida County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-08-14Price change$949,900
2025-01-16Listed for sale$995,000
2024-11-16Listing removed$995,000
2024-10-28Listed for sale$995,000

For Sale by Agent

AgentNathaniel Crossett
BrokerageTHE BOUTIQUE REAL ESTATE SHOPPE

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