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11-11 Cross St #13, Belmont, MA, 02478

3beds
2baths
1,328sqft
$759,000
$572price/sqft
$4,967/moest. monthly cost
$198,680/yrincome needed

About This Home

Spectacular sunny upper level Belmont condo with 3 bedrooms and 2 full bathrooms. Large Living Room with Fireplace. Spacious kitchen with white cabinetry opens to a dining area. Two more bedrooms and a full bathroom on the main level. Private Primary Bedroom Suite located on the top floor - an oasis with skylights, full bathroom and lots of storage. Central Air Conditioning, Gas Heat and a New Roof. Freshly painted and floors buffed! Lots of storage available in the unfinished basement. 2 car parking. This home is located close to the vibrant Belmont Center and the Belmont Commuter Rail Train. Close by is the beloved Joey's Park & the Winnbrook Elementary School. Move in and enjoy all that Belmont has to offer.

Getting Around

84
WalkingVery Walkable
42
TransitSome Transit
71
BikeVery Bikeable

Schools

10/10
Winn Brook SchoolGrades K-30.4 mi
9/10
Belmont Middle SchoolGrades 7-80.5 mi
10/10
Belmont High SchoolGrades 9-120.2 mi

Construction

Condition

  • Year built: 1952

Materials

  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Range,Dishwasher,Refrigerator,Washer,Dryer
  • Laundry features: In Basement,In Building

Basement

  • Has basement: Yes

Bathroom1

  • Features: Bathroom - Full, Bathroom - With Tub & Shower
  • Level: Second
  • Area: 24

Bathroom2

  • Features: Bathroom - Full, Bathroom - With Tub & Shower
  • Level: Third
  • Area: 28

Bedroom2

  • Features: Closet, Flooring - Hardwood
  • Level: Second
  • Area: 110

Bedroom3

  • Features: Closet, Flooring - Hardwood
  • Level: Second
  • Area: 99

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Flooring - Hardwood
  • Level: Second
  • Area: 96

Features

  • Flooring: Tile,Hardwood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 1,328

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,328
  • Total interior livable area: 1,328 sqft

Kitchen

  • Features: Flooring - Hardwood
  • Level: Second
  • Area: 100

Living Room

  • Features: Flooring - Hardwood
  • Level: Second
  • Area: 240

Master Bathroom

  • Features: Yes

Master Bedroom

  • Features: Skylight, Closet, Flooring - Hardwood
  • Level: Third
  • Area: 280

Property

Details

  • Parcel number: 360576
  • Zoning: RES

Features

  • Entry location: Unit Placement(Upper)

Parking

  • Total spaces: 2
  • Parking features: Off Street,Assigned
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,837$46,044
Home Insurance *$138$1,656
Property Taxes $638$7,656
Electricity $354$4,259
Total$4,967$59,604
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$170,297/yr
40% on housing$149,010/yr
45% on housing$132,453/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$572This listing

vs Other Active Listings

Avg $/sqft

ZIP 02478$546
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 02478$735
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Listed for sale$759,000
2026-08-05Pending sale$759,000
2026-07-29Listed for sale$759,000

For Sale by Agent

AgentChristine Pomer
BrokerageColdwell Banker Realty - Lexington

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