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200-202 Church St, Waltham, MA, 02452

3beds
3baths
1,800sqft
$659,900
$367price/sqft
$4,383/moest. monthly cost
$175,320/yrincome needed

About This Home

HIGHLY DESIRABLE WESTGATE LOCALE! RARELY AVAILABLE MOVE IN CONDITION SUNDRENCHED CORNER UNIT TOWNHOME W/FULL IN-LAW STUDIO APARTMENT! Features include a large bright oak eat-in-kitchen w/stainless appliances, hardwood flooring throughout, natural gas heating and hot water, off-street deeded parking, tile baths, in-unit laundry, and much more! Walk to Main and Moody Street shops and public transportation! Quick access to Rte 128. Rte 2 and Mass Pike!

Getting Around

82
WalkingVery Walkable
42
TransitSome Transit
56
BikeBikeable

Schools

5/10
8/10
4/10
Waltham Sr High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1977

Materials

  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: Townhouse
  • Property subType: Condominium,Townhouse

Interior

Appliances

  • Appliances included: Range,Dishwasher,Disposal,Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes

Bathroom1

  • Features: Bathroom - Half
  • Level: First

Bathroom2

  • Features: Bathroom - Full
  • Level: Second

Bathroom3

  • Features: Bathroom - Full
  • Level: Basement

Bedroom2

  • Features: Closet, Flooring - Hardwood
  • Level: Second

Bedroom3

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Door features: Insulated Doors
  • Window features: Insulated Windows
  • Flooring: Tile,Hardwood
  • Finished area below ground: 200
  • Finished area above ground: 1,600
  • Common walls with other units/homes: End Unit

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,800
  • Total interior livable area: 1,800 sqft

Kitchen

  • Level: First

Living Room

  • Features: Flooring - Hardwood, Window(s) - Picture
  • Level: First

Master Bathroom

  • Features: No

Master Bedroom

  • Features: Closet, Flooring - Hardwood
  • Level: Second

Property

Details

  • Zoning: RES

Features

  • Exterior features: Rain Gutters,Professional Landscaping

Parking

  • Total spaces: 1
  • Parking features: Off Street,Deeded
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,336$40,032
Home Insurance *$138$1,656
Property Taxes $555$6,660
Electricity $354$4,259
Total$4,383$52,596
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$150,274/yr
40% on housing$131,490/yr
45% on housing$116,880/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$367This listing

vs Other Active Listings

Avg $/sqft

ZIP 02452$443
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 02452$436
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-20Listed for sale$659,900

For Sale by Agent

AgentDave DiGregorio
BrokerageColdwell Banker Realty - Waltham

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