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1386-1388 Worcester St, Indian Orchard, MA, 01151

4beds
2baths
1,886sqft
$429,000
$227price/sqft
$3,292/moest. monthly cost
$131,680/yrincome needed

About This Home

IMMEDIATE OCCUPANCY! Whether you’re looking to expand your investment portfolio or occupy one unit while generating rental income from the other, this two-family property offers plenty of possibilities. Each unit features 2 bedrooms, a living room, dining area, full bath, and a kitchen with stone countertops. Both units have their own porches providing outdoor space to enjoy. The unfinished walk up third floor includes three additional rooms, offering an opportunity for added living area, a home office, bedrooms, or storage. Off-street parking is conveniently located in the rear of the property. Major improvements include a roof approximately 6–7 years old and heating systems and mechanicals that are approximately 2–3 years old. Located near shopping, restaurants, parks, public transportation, and major routes, this property is ready for its next owner. Open House Saturday, June 27th from 11:30am-1:00pm.

Getting Around

65
WalkingSomewhat Walkable
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Concrete Perimeter,Block,Brick/Mortar
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: MultiFamily
  • Property subType: 2 Family - 2 Units Up/Down

Interior

Appliances

  • Appliances included: Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full,Concrete

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Living Room,Dining Room,Kitchen
  • Flooring: Carpet,Laminate,Hardwood
  • Finished area above ground: 1,886

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 1,886
  • Total interior livable area: 1,886 sqft

Property

Details

  • Parcel number: 2613804
  • Zoning: RES

Features

  • Patio & porch: Porch

Lot

  • Lot size: 7,840 sqft

Parking

  • Total spaces: 6
  • Parking features: Paved Drive,Off Street
  • Has uncovered spaces: Yes
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Inland Flooding

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,169$26,028
Home Insurance *$248$2,976
Property Taxes $504$6,048
Electricity $371$4,462
Total$3,292$39,504
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,868/yr
40% on housing$98,760/yr
45% on housing$87,786/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$227This listing

vs Other Active Listings

Avg $/sqft

ZIP 01151$175
Hampden County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 01151$234
Hampden County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Price change$419,000
2026-06-24Listed for sale$429,000

For Sale by Agent

AgentMarisol Franco
BrokerageColdwell Banker Realty - Western MA

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