See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

409/411 S Lucas Rd, Lucas, KY, 42156

8beds
4baths
5,580sqft
$695,000
$125price/sqft
$5,100/moest. monthly cost
$204,000/yrincome needed

About This Home

INSTANT EQUITY! Appraised for $760,000 in Decemner. Just over a mile from The Narrows Marina. 8 bedroom, 4 bath with 2 fireplaces, 2 kitchens, 2 family rooms, 2 game rooms. This is two separate living spaces joined by garage areas and can both be accessed from inside the cabin to make one very large living area. The large back yard features 2 firepits and 3 log cabins for kids to play in made from 1800's logs. Recent updates include remote birch fireplace gas logs, professional landscaping, new back decks & privacy fences, 2 HVAC units & condensation pumps, ceiling fans & light fixtures, exterior re-staining, grading & rock work. There's even an Amish built chapel on the property.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

6/10
6/10
6/10
Barren County High SchoolGrades 9-1210.0 mi

Construction

Condition

  • Year built: 2013

Materials

  • Foundation: Concrete Perimeter
  • Roof: Metal
  • Construction materials: Log

Type & Style

  • Home type: SingleFamily
  • Architectural style: Log Cabin
  • Property subType: Residential Farm

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range/Oven,Electric Range,Refrigerator,Smooth Top Range,Electric Water Heater
  • Laundry features: Laundry Room

Basement

  • Area: 1231

Basement

  • Has basement: Yes
  • Basement: Finished-Full,Walk-Out Access

Bathroom

  • Features: Tub/Shower Combo

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Main

Bedroom4

  • Level: Main

Bedroom5

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 8
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Cathedral Ceiling(s),Ceiling Fan(s),Vaulted Ceiling(s),Walk-In Closet(s),Walls (Dry Wall),Walls (Log),Kitchen/Dining Combo
  • Window features: Screens,Blinds
  • Flooring: Hardwood
  • Fireplace features: Gas,Propane
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Heat Pump,Electric,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,580
  • Total interior livable area: 5,580 sqft

Kitchen

  • Features: Granite Counters,Bar,Pantry

Master Bathroom

  • Level: Upper

Master Bedroom

  • Features: Wood Flooring,Walk in Closet
  • Level: Upper

Property

Accessibility

  • Accessibility features: None

Features

  • Levels: One and One Half
  • Patio & porch: Covered Front Porch,Deck,Enclosed Porch,Patio,Screened Porch
  • Exterior features: Aggregate Walks,Gas Grill,Landscaping,Mature Trees,Outdoor Lighting,Trees
  • Fencing: None
  • Waterfront features: Other-See Remarks
  • Waterbody name: Barren River Lake

Lot

  • Lot size: 1.34 Acres
  • Features: Recreational Area

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Ice Storm
Winter Weather
Drought
Heat Wave

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,514$42,168
Home Insurance *$805$9,660
Property Taxes $341$4,092
Electricity $440$5,287
Total$5,100$61,200
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$174,857/yr
40% on housing$153,000/yr
45% on housing$136,000/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$125This listing

vs Other Active Listings

Avg $/sqft

ZIP 42156$169
Barren County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 42156$94
Barren County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-08Listed for sale$695,000
2025-06-01Listing removed$695,000
2025-05-30Price change$695,000
2025-05-28Price change$650,000
2025-03-11Listed for sale$695,000
2025-02-22Listing removed$695,000
2025-01-16Listed for sale$695,000
2024-11-06Listing removed$695,000
2024-10-22Listed for sale$695,000
2020-09-28Sold$460,000

For Sale by Agent

AgentMelissa Stinson
BrokerageMAKE IT HAPPEN REALTY, LLC

Similar Homes