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216-218 W Cedar St, Vermillion, SD, 57069

4beds
2baths
1,924sqft
$169,900
$88price/sqft
$1,279/moest. monthly cost
$51,160/yrincome needed

About This Home

This up and down duplex is close to downtown, schools and park. Upper unit is a 2 bdrm , 1 bath with large kitchen, back and front entryways, patios and could be expanded into an unfinished second floor. currently under rented to a long term tenant who does lawn and snow. Tenant knows rent will increase $100-$150 Downstairs has separate furnace and a/c. 2 bdrms, 1 bath plus an extra storeroom. this unit feels more like a garden level than a basement. Excellent price. Good parking. Each unit has its own W/D

Getting Around

74
WalkingVery Walkable
0
TransitVery Limited Transit
72
BikeVery Bikeable

Schools

--
Austin Elementary - 03Grades PK-10.1 mi
8/10
3/10

Construction

Condition

  • Year built: 1900

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area below ground: 648

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: 2 Central

Interior Area

  • Total structure area: 1,924
  • Total interior livable area: 1,924 sqft

Property

Details

  • Parcel number: 157200420014003
  • Zoning: R-2
  • Zoning description: R-2

Lot

  • Lot size: 6,534 sqft

Parking

  • Total spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Lightning
Tornado
Winter Weather
Hail
Ice Storm
Strong Wind
Cold Wave
Heat Wave
Inland Flooding

FEMA Declared Disasters in Clay County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $859$10,308
Home Insurance $115$1,380
Property Taxes $159$1,908
Electricity $146$1,763
Total$1,279$15,348

Income You'd Need if You Spent...

35% on housing$43,851/yr
40% on housing$38,370/yr
45% on housing$34,106/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$88This listing

vs Other Active Listings

Avg $/sqft

ZIP 57069$125
Clay County$132

vs Homes Sold Last Month

Median $/sqft

ZIP 57069$136
Clay County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-09Listed for sale$169,900
2022-10-04Sold$119,900
2022-08-05Listed for sale$119,900

For Sale by Agent

AgentBarbara Iacino
BrokerageDakota Realty

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