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4833 Springside Street, Bellingham, WA, 98226

3beds
3baths
1,576sqft
$615,000
$390price/sqft
$3,769/moest. monthly cost
$150,760/yrincome needed

About This Home

**SELLER PAID 2-1 RATE BUY DOWN NOW BEING OFFERED!** ASK YOUR BROKER FOR MORE INFO ON SAVINGS!**Built in 2022 and exceptionally well maintained, this solar-powered home offers modern comfort, energy efficiency, thoughtful design, and peaceful greenbelt views in Bellingham's desirable Cordata neighborhood. Upstairs you'll find three spacious bedrooms, two full bathrooms, convenient laundry, and a generous walk-in closet in the primary suite. Large windows throughout fill the home with abundant natural light. The main level features an open-concept living, dining, and kitchen area that flows seamlessly to the private backyard, creating an ideal space for everyday living and entertaining. Enjoy serene greenbelt views, a walk-in pantry for added storage, and a convenient half bath on the main floor. **Seller is now offering a 2-1 interest rate buydown**, providing an excellent opportunity to reduce your monthly mortgage payments during the first two years of your loan! Located in the sought-after Cordata neighborhood, you'll enjoy easy access to parks, trails, shopping, dining, and everyday amenities. Combining a functional floor plan, like-new condition, owned solar panels for added energy savings, and a prime location, this home is ready to welcome its next owner!

Getting Around

2
WalkingCar-Dependent
27
TransitSome Transit
33
BikeSomewhat Bikeable

Schools

6/10
8/10
Meridian Middle SchoolGrades 6-84.4 mi
6/10
Meridian High SchoolGrades 9-122.8 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 2022

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Cement Planked,Cement Plank

Notable Dates

  • Major remodel year: 2022

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Stove(s)/Range(s),Tankless Water Heater,Dishwasher(s),Refrigerator(s),Water Heater: Tankless,Water Heater Location: Garage

Basement

  • Basement: None

Bathroom Full

  • Level: Second

Bathroom Three Quarter

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Bath Off Primary
  • Window features: Dbl Pane/Storm Window
  • Flooring: Ceramic Tile,Laminate,Carpet

Heating & Cooling

  • Heating features: 90%+ High Efficiency,Ductless,Electric,Natural Gas,Solar PV
  • Cooling features: 90%+ High Efficiency,Ductless

Interior Area

  • Total structure area: 1,576
  • Total interior livable area: 1,576 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Second

Other

  • Level: Main

Property

Details

  • Parcel number: 3802011464680000
  • Zoning: RS
  • Zoning description: Jurisdiction: City
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Dbl Pane/Storm Window,Vaulted Ceiling(s),Water Heater
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level

Lot

  • Lot size: 3,031 sqft
  • Features: Paved,Sidewalk

Parking

  • Total spaces: 4
  • Parking features: Attached Garage
  • Has garage: Yes
  • Covered spaces: 2
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Ice Storm
Cold Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters in Whatcom County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,109$37,308
Home Insurance *$111$1,332
Property Taxes $400$4,800
Electricity $149$1,793
Total$3,769$45,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$129,222/yr
40% on housing$113,070/yr
45% on housing$100,506/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$390This listing

vs Other Active Listings

Avg $/sqft

ZIP 98226$316
Whatcom County$300

vs Homes Sold Last Month

Median $/sqft

ZIP 98226$392
Whatcom County$335

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-15Pending sale$615,000
2026-07-20Price change$615,000
2026-06-25Listed for sale$625,000
2022-11-04Sold$559,900

For Sale by Agent

AgentLauren Moore
BrokerageHansen Group Real Estate Inc

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