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116 Row Boat Dr, Gallatin, MO, 64640

2beds
1baths
0sqft
$65,000
--price/sqft
$541/moest. monthly cost
$21,640/yrincome needed

About This Home

This 2-bedroom, 1-bath manufactured home sits on approximately 1/3 acre surrounded by mature timber, offering a quiet, park-like setting in an excellent off-water location. It's an affordable way to enjoy Lake Viking and a great option for buyers willing to add some TLC and sweat equity. The home features a functional kitchen with a gas oven and range, climate control with a window A/C unit and central forced-air furnace, plus a wood-burning stove for supplemental heat. The private bathroom includes space for a washer and dryer. A brand-new septic system has recently been installed. Covered parking provides room for vehicles or a boat and trailer. The property is just around the corner from a waterfront community area and near the marina, allowing quick access to the lake-often in under 15 minutes. Ownership includes access to the 630-acre private Lake Viking for boating, fishing, and water sports. Located in Daviess County, Missouri, with convenient access to Cameron and Gallatin. The property is being sold as-is. Buyers are encouraged to perform their own due diligence regarding condition, utilities, intended use, and association requirements. Listing #575700

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

8/10
Winston Elementary SchoolGrades PK-66.5 mi
5/10
Winston High SchoolGrades 7-126.5 mi

Construction

Condition

  • Year built: 1969

Materials

  • Roof: Metal

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Oven

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Carpet,Linoleum,Vinyl
  • Fireplace features: Wood Burning Stove
  • Finished area above ground: 672

Heating & Cooling

  • Heating features: Propane,Forced Air
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 672

Property

Details

  • Lease amount: 0

Features

  • Patio & porch: Covered Porch,Deck
  • Exterior features: Utilities
  • Has view: Yes
  • View description: Park,Private,Wooded
  • Waterbody name: Lake Viking

Lot

  • Lot size: 0.35 Acres
  • Features: Trees

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Tornado
Drought
Hail
Heat Wave
Lightning
Strong Wind
Winter Weather
Wildfire

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $328$3,936
Home Insurance *$46$552
Property Taxes $26$312
Electricity $141$1,693
Total$541$6,492
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$18,548/yr
40% on housing$16,230/yr
45% on housing$14,426/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.2%
6.2%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 64640$288
Daviess County$245

vs Homes Sold Last Month

Median $/sqft

ZIP 64640
Daviess County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-12-30Listed for sale$65,000
2024-04-11Listing removed$35,500
2023-10-19Listed for sale$35,500
2023-10-18Listing removed$35,500
2023-10-18Listed for sale$35,500
2022-08-19Sold--
2022-08-09Pending sale$22,500
2022-08-04Listed for sale$22,500

For Sale by Agent

AgentDan O'connor
BrokerageThe OConnor Agency - United Country Real Estate

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