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2050 W Hwy 89A Highway, Cottonwood, AZ, 86326

2beds
2baths
1,648sqft
$155,000
$94price/sqft
$1,092/moest. monthly cost
$43,680/yrincome needed

About This Home

Enjoy easy living in this beautifully updated home located in a welcoming 55+ community just minutes from Old Town Cottonwood. With a functional layout and thoughtful upgrades throughout, this home offers comfort, convenience, and flexibility. Step inside to a bright, refreshed interior featuring updated bathrooms, newer flooring in the kitchen, living room, laundry, and bonus room, along with updated lighting, ceiling fans, interior doors, and blinds. Fresh paint in the bedrooms adds to the clean, move-in-ready feel. The kitchen is both practical and inviting, offering an electric oven/microwave, breakfast bar, and pendant lighting. A built-in laundry/office combo with desk and cabinetry adds everyday convenience. See document tab for list of Upgrades and Improvements. A versatile bonus room provides the perfect space for a potential third bedroom, hobby room, or additional living area. In addition, a separate 12x12 storage room offers plenty of extra space for tools, seasonal items, or projects. Enjoy the covered, screened patio--ideal for relaxing or entertaining year-round. Two carports provide a total of three covered parking spaces for you and your guests. All of this in a vibrant community close to shopping, dining, and the charm of Old Town. Easy to show!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

2/10
--
Arizona Izone InstituteGrades K-121.4 mi
6/10

Construction

Condition

  • Year built: 1995

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Vertical Siding,Wood Frame

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Other
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Reverse Osmosis,Refrigerator,Built-in Microwave,Dishwasher,Disposal,Electric Oven

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • High Speed Internet,Double Vanity,Eat-in Kitchen,Breakfast Bar,Vaulted Ceiling(s),Full Bth Master Bdrm,Laminate Counters
  • Window features: Screens,Skylight(s)
  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Heat Pump,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,648
  • Total interior livable area: 1,648 sqft

Property

Details

  • Parcel number: 00000000
  • On leased land: Yes
  • Lease amount: 905

Features

  • Stories: 1
  • Patio & porch: Covered
  • Exterior features: Screened in Patio(s),Storage
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • View description: Trees/Woods,Mountain(s)

Lot

  • Features: Desert Front,Natural Desert Back

Parking

  • Total spaces: 4
  • Parking features: Attached Carport
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Inland Flooding
Wildfire
Winter Weather

FEMA Declared Disasters in Yavapai County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $783$9,396
Home Insurance $42$504
Property Taxes $51$612
Electricity $216$2,603
Total$1,092$13,104

Income You'd Need if You Spent...

35% on housing$37,440/yr
40% on housing$32,760/yr
45% on housing$29,120/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$94This listing

vs Other Active Listings

Avg $/sqft

ZIP 86326$220
Yavapai County$263

vs Homes Sold Last Month

Median $/sqft

ZIP 86326$258
Yavapai County$289

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-21Listed for sale$169,900
2022-09-15Sold$212,000
2022-09-08Pending sale$215,000
2022-08-03Listed for sale$215,000

For Sale by Agent

AgentNate Russell
BrokerageRE/MAX Sedona

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