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802 Vly Pointe Drive, Schenectady, NY, 12309

3beds
3baths
2,380sqft
$574,800
$242price/sqft
$4,504/moest. monthly cost
$180,160/yrincome needed

About This Home

Here is your opportunity to own a luxury residence in a desirable interior location within exclusive Vly Pointe. This spacious two-story condominium offers more than 2,380 square feet and upgrades comparable to the recently sold-out new-construction residences. The entire interior has been freshly painted, with brand-new luxury vinyl plank flooring, crown molding and custom California Closets throughout. The open and sun-filled great room is overlooked by a stylish kitchen featuring generous island seating, custom cabinetry and upgraded GE Café appliances. Custom railings lead to the second level, where you will find a spacious primary suite with a private bath featuring a soaking tub and tiled shower. The additional bedrooms are also generously sized. A first-floor office with an adjacent full bath provides excellent flexibility as a guest room, in-law suite or optional first-floor bedroom. Additional features include a new washer and dryer, a whole-house water-softening system and a garage currently set up as a home gym. Luxury, space and versatility come together in one of the area's most desirable communities.

Getting Around

30
WalkingCar-Dependent
30
TransitSome Transit
39
BikeSomewhat Bikeable

Schools

7/10
8/10
Iroquois Middle SchoolGrades 5-82.5 mi
9/10
Niskayuna High SchoolGrades 9-124.4 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2006

Materials

  • Roof: Metal,Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: Condo
  • Property subType: Condominium,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator
  • Laundry features: Laundry Room,Main Level

Basement

  • Basement: None

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Tray Ceiling(s),Walk-In Closet(s),Ceramic Tile Bath
  • Flooring: Carpet,Ceramic Tile,Hardwood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,380

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,380
  • Total interior livable area: 2,380 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 422400 61.387
  • Special condition: Standard

Features

  • Patio & porch: Deck
  • Exterior features: Lighting

Lot

  • Lot size: 2,613 sqft

Parking

  • Total spaces: 4
  • Parking features: Paved,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate

How This Home’s Risks Compare

Lightning

FEMA Declared Disasters in Schenectady County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,906$34,872
Home Insurance *$190$2,280
Property Taxes $1,015$12,180
Electricity $393$4,719
Total$4,504$54,048
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$154,422/yr
40% on housing$135,120/yr
45% on housing$120,106/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -3.1%
-3.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$242This listing

vs Other Active Listings

Avg $/sqft

ZIP 12309$230
Schenectady County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 12309$209
Schenectady County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Listed for sale$574,800
2022-09-21Sold$365,000
2022-08-12Pending sale$355,000
2022-08-03Listed for sale$355,000
2007-07-13Sold$315,900

For Sale by Agent

AgentAnthony M Gucciardo
BrokerageGucciardo Real Estate Group LLC

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