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84 Ferry St #1, Jersey City, NJ, 07307

3beds
2baths
1,400sqft
$759,000
$542price/sqft
$5,175/moest. monthly cost
$207,000/yrincome needed

About This Home

Welcome home to contemporary living in this 2023-built, 3-bed, 2-bath, garden level boutique condominium with private backyard in the heart of Jersey City Heights. Modern comfort greets you as you step inside your expansive living room. Natural light flows into your chef's kitchen featuring custom white cabinetry, Calacatta Quartz countertops, full-height backsplash, premium Samsung stainless steel appliances, and an oversized waterfall peninsula. Your large primary suite awaits where an en suite bath with imported Porcelanosa tiles and fixtures give you spa-level quality every day. Your fully customized walk-in closet is the final touch of elegance and convenience. Simple backyard access from the primary suite gives you brownstone vibes. Two additional bedrooms and a luxurious second full bath round out your new home. Design details include wide-plank hardwood floors, bay windows, recessed lighting, central heating and cooling, and in-unit laundry room. Set in a 22-foot-wide building with 10-foot ceilings, the garden unit offers unique scale and dimension. Located close to shopping, dining, parks, and easy NYC transit access via bus, Path and Light Rail.

Getting Around

96
WalkingWalker's Paradise
77
TransitExcellent Transit
75
BikeVery Bikeable

Schools

Construction

Materials

  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Washer/Dryer,Gas Oven

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Terrace
  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,400
  • Total interior livable area: 1,400 sqft

Property

Parking

  • Parking features: See Remarks

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,837$46,044
Home Insurance *$159$1,908
Property Taxes $986$11,832
Electricity $193$2,318
Total$5,175$62,100
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$177,428/yr
40% on housing$155,250/yr
45% on housing$138,000/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$542This listing

vs Other Active Listings

Avg $/sqft

ZIP 07307$511
Hudson County$473

vs Homes Sold Last Month

Median $/sqft

ZIP 07307$590
Hudson County$411

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-27Listed for sale$759,000
2023-07-31Sold$700,000
2023-06-22Listed for sale$699,000
2022-11-12Listing removed--
2022-11-11Listing removed--
2022-11-08Listed for rent$3,900
2022-09-29Listed for sale$699,000
2022-09-16Listing removed--
2022-08-19Listed for sale$799,000

For Sale by Agent

AgentJONATHAN GREENE
BrokerageSTREAMLINE

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