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44 Rosemere Ave, Indianapolis, IN, 46229

3beds
2baths
1,833sqft
$189,000
$103price/sqft
$1,415/moest. monthly cost
$56,600/yrincome needed

About This Home

Welcome to this charming bungalow conveniently located near shopping, dining, schools, and parks. This move-in ready home features a functional layout, inviting front porch, fenced backyard, and detached garage. Currently rented for $1,500 per month with a month-to-month resident, it offers immediate rental income for investors. If you're looking for a primary residence, the property can be delivered vacant within 30 days after closing. Whether you're looking to expand your rental portfolio or find a place to call home, this property offers the flexibility to fit your needs. Water heater and sewer line were replaced this year.

Getting Around

48
WalkingCar-Dependent
36
TransitSome Transit
38
BikeSomewhat Bikeable

Schools

3/10
4/10
Creston Middle SchoolGrades 5-82.2 mi
2/10

Construction

Condition

  • Year built: 1946

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Electric Oven,Refrigerator

Basement

  • Has basement: Yes

Bedroom2

  • Level: Main
  • Area: 120
  • Dimensions: 10X12

Bedroom3

  • Level: Upper
  • Area: 108
  • Dimensions: 9X12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Hardwood Floors
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 744

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,833
  • Total interior livable area: 1,833 sqft

Kitchen

  • Features: Tile-Ceramic
  • Level: Main
  • Area: 200
  • Dimensions: 20X10

Laundry

  • Features: Other
  • Level: Basement
  • Dimensions: X

Living Room

  • Level: Main
  • Area: 180
  • Dimensions: 15X12

Master Bedroom

  • Level: Main
  • Area: 120
  • Dimensions: 10X12

Property

Details

  • Parcel number: 490905102095000700
  • Special condition: As Is
  • Horse amenities: None

Features

  • Levels: One and One Half
  • Stories: 1

Lot

  • Lot size: 6,534 sqft

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Earthquake
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $955$11,460
Home Insurance *$136$1,632
Property Taxes $140$1,680
Electricity $184$2,212
Total$1,415$16,980
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,514/yr
40% on housing$42,450/yr
45% on housing$37,733/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$103This listing

vs Other Active Listings

Avg $/sqft

ZIP 46229$111
Marion County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 46229$129
Marion County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$184,000
2026-07-24Listed for sale$189,000
2025-06-04Listing removed$1,500
2025-06-03Price change$1,500
2025-05-08Price change$1,550
2025-04-18Listed for rent$1,600
2024-02-02Listing removed--
2024-01-03Listed for rent$1,495
2022-09-09Sold$180,000
2022-08-08Pending sale$180,000
2022-08-02Listed for sale$180,000
2015-07-31Sold$64,945

For Sale by Agent

AgentKaitlyn Franklin
BrokerageCRM Properties, Inc.

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