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166 Racer Street, Bennett, CO, 80102

4beds
2baths
3,427sqft
$499,900
$146price/sqft
$3,433/moest. monthly cost
$137,320/yrincome needed

About This Home

Beautiful ranch-style home built in 2022 offering modern finishes, functional space, and an open layout perfect for everyday living and entertaining. One of the home’s standout features is the expansive unfinished garden-level basement, offering a rare opportunity to nearly double your living space with future bedrooms, a home gym, entertainment area, or additional storage. The bright open-concept main level is filled with natural light and features a spacious living area and a stunning kitchen complete with granite countertops, stainless steel appliances, ample cabinetry, a walk-in pantry, and a double oven — with the lower oven offering a convection option, perfect for holiday meals or everyday cooking. With 4 bedrooms and 2 bathrooms, there’s room for everyone. Step outside to enjoy the covered deck and back patio — ideal for relaxing evenings or weekend gatherings — plus a dedicated dog run perfect for pet owners. Located just minutes from grocery stores, gas stations, and restaurants, this move-in ready home offers the benefits of newer construction without the wait while still enjoying the charm and space Bennett has to offer. Seller offering a 1-1 temporary rate buydown with an acceptable offer. Contact agent for details.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

--
3/10
Bennett Middle SchoolGrades 6-81.2 mi
3/10
Bennett High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 2022

Materials

  • Roof: Composition
  • Construction materials: Concrete,Vinyl Siding

Other

  • Builder model: Chatham
  • Builder name: D.R. Horton, Inc

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Disposal,Double Oven,Freezer,Microwave,Range Hood,Refrigerator,Self Cleaning Oven,Tankless Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Sump Pump,Unfinished

Bathroom

  • Level: Main

Bathroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Ceiling Fan(s),Entrance Foyer,Granite Counters,Kitchen Island,Open Floorplan,Pantry,Smoke Free,Walk-In Closet(s)
  • Window features: Window Coverings
  • Flooring: Carpet,Laminate
  • Finished area below ground: 0
  • Finished area above ground: 1,771

Heating & Cooling

  • Heating features: Forced Air,Hot Water,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,427
  • Total interior livable area: 3,427 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: R0197480
  • Special condition: Standard
  • Exclusions: Seller's Personal Property

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck,Front Porch,Patio
  • Exterior features: Dog Run,Private Yard,Rain Gutters
  • Fencing: Full
  • Has view: Yes
  • View description: Mountain(s),Plains

Lot

  • Lot size: 6,897 sqft
  • Features: Irrigated,Landscaped,Sprinklers In Front,Sprinklers In Rear

Parking

  • Total spaces: 2
  • Parking features: Concrete,Dry Walled,Oversized
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Cold Wave
Winter Weather
Drought
Lightning
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$374$4,488
Property Taxes $274$3,288
Electricity $258$3,104
Total$3,433$41,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,702/yr
40% on housing$102,990/yr
45% on housing$91,546/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$146This listing

vs Other Active Listings

Avg $/sqft

ZIP 80102$193
Adams County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 80102$249
Adams County$234

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-10Price change$499,900
2026-03-06Price change$500,000
2026-02-26Listed for sale$505,000
2022-11-23Sold$501,640
2022-08-02Listed for sale$540,000

For Sale by Agent

AgentAurionna Bland, Thrive Real Estate Group
BrokerageThrive Real Estate Group

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