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190 Creamery Rd, Richford, NY, 13835

2beds
2baths
1,400sqft
$340,000
$243price/sqft
$2,744/moest. monthly cost
$109,760/yrincome needed

About This Home

Welcome to 190 Creamery Road, a beautifully crafted log cabin built in 2014, offering the perfect blend of rustic character and modern comfort. Set on 1.42 acres, this 2-bedroom, 1.5-bath home with approximately 1,400 square feet has been meticulously maintained, extensively improved, and is well insulated for year-round efficiency and comfort. Inside, the home features a bright open-concept layout filled with natural light, creating an inviting space for everyday living and easy entertaining. The kitchen offers high end finishes and new appliances including a convection oven, refrigerator, and dishwasher, and flows seamlessly into the living and dining areas. Custom maple blinds throughout add warmth and privacy while complementing the natural beauty of the log interior. Outdoor living is exceptional. An expertly built 14' x 36' deck, constructed with oversized 6x6 framing and designed to support a hot tub, provides the perfect space for gatherings or quiet evenings outside. The backyard has been thoughtfully transformed into a private outdoor oasis featuring full fencing with two gates and a solid cedar gazebo, ideal for relaxing and enjoying the peaceful setting. Additional improvements include a high-end furnace with central air, exterior drainage system, new Pella storm doors, and a fully insulated two-car attached garage with OSB interior finish. A half bath was also professionally added, enhancing functionality. The property includes a right-of-way over a shared driveway and offers the charm of country living while remaining conveniently located near Greek Peak, shops, dining, and everyday amenities. All white cedar log furniture is negotiable and may be included in the sale. This home is under contract with a home sale contingency.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

4/10
Dryden Elementary SchoolGrades PK-56.0 mi
5/10
Dryden Middle SchoolGrades 6-87.3 mi
6/10
Dryden High SchoolGrades 9-127.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2014

Materials

  • Foundation: Poured
  • Roof: Asphalt,Architectural,Shingle
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Log Home,Modular/Prefab,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dryer,Dishwasher,Electric Oven,Electric Range,Electric Water Heater,Microwave,Refrigerator,Washer,Water Softener Owned
  • Laundry features: Main Level

Basement

  • Basement: Exterior Entry,Walk-Up Access

Bedroom1

  • Level: First
  • Dimensions: 17.00 x 9.00

Bedroom2

  • Level: First
  • Dimensions: 11.00 x 13.00

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: First
  • Dimensions: 15.00 x 13.00

Features

  • Eat-in Kitchen,Separate/Formal Living Room,Other,See Remarks,Solid Surface Counters,Natural Woodwork,Window Treatments,Bedroom on Main Level,Main Level Primary
  • Window features: Drapes,Storm Window(s),Wood Frames
  • Flooring: Luxury Vinyl

Heating & Cooling

  • Heating features: Propane,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,400
  • Total interior livable area: 1,400 sqft

Kitchen

  • Level: First
  • Dimensions: 18.00 x 14.00

Laundry

  • Level: First
  • Dimensions: 12.00 x 6.00

Living Room

  • Level: First
  • Dimensions: 13.00 x 14.00

Property

Accessibility

  • Accessibility features: No Stairs

Details

  • Parcel number: 11280017100000030071200000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Open,Porch
  • Exterior features: Deck,Fully Fenced,Gravel Driveway,Propane Tank - Leased
  • Fencing: Full
  • Has view: Yes
  • View description: Slope View

Lot

  • Lot size: 1.42 Acres
  • Features: Pie Shaped Lot
  • Lot size dimensions: 45 x 313

Parking

  • Total spaces: 2
  • Parking features: Attached,Electricity,Garage,Storage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Hail
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Cortland County and New York

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,719$20,628
Home Insurance *$156$1,872
Property Taxes $623$7,476
Electricity $246$2,954
Total$2,744$32,928
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,080/yr
40% on housing$82,320/yr
45% on housing$73,173/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -4.7%
-4.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -3.8%
-3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$243This listing

vs Other Active Listings

Avg $/sqft

ZIP 13835$132
Cortland County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 13835$163
Cortland County$127

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Pending sale$340,000
2026-07-08Listed for sale$340,000
2026-03-23Contingent$310,000
2026-03-16Listed for sale$310,000
2023-12-07Listing removed--
2022-11-29Sold$235,000
2022-09-30Pending sale$240,000
2022-09-29Contingent$240,000
2022-07-26Listed for sale$240,000

For Sale by Agent

AgentJamie Jensen
BrokerageHoward Hanna S Tier Inc

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