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11501 Switchgrass St, Kearney, MO, 64060

4beds
4baths
2,540sqft
$589,000
$232price/sqft
$4,063/moest. monthly cost
$162,520/yrincome needed

About This Home

This gorgeous home features beautiful landscaping and eye catching curb appeal. Upon entry, you are welcomed by a dining room with vaulted ceilings, modern light fixtures, and classic wainscoting that adds charm and character. Vaulted ceilings continue throughout the home, along with beautiful wood floors, large windows that bring in abundant natural light, and a classy fireplace that anchors the living room. The open concept layout flows seamlessly into the kitchen, making it ideal for both everyday living and entertaining. The kitchen is truly a dream, featuring beautiful white cabinetry, stainless steel appliances, a spacious walk in pantry, and a large center island perfect for gathering and additional seating. On the main level, you will also find a convenient half bathroom, a spacious laundry room, and access to the three car garage. The primary suite is a true retreat with vaulted ceilings and a spacious layout with brand new carpet. The ensuite bathroom features tile flooring, a soaking tub, a large walk in shower, and dual sinks with ample storage. The walk in closet offers plenty of space and functionality. Upstairs, you will find a versatile sitting area, perfect for a kids space or additional living area. There are three bedrooms on this level. One bedroom includes its own private bathroom and walk in closet, while the other two bedrooms share a bathroom with double sinks. The large basement provides excellent potential for storage or future finishing. Step outside to a spacious fenced backyard featuring a concrete patio with a built in covered area, perfect for a TV or grilling space. The patio also offers plenty of room for a firepit area, making it ideal for entertaining guests.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

7/10
Heritage Middle SchoolGrades 6-83.8 mi
9/10
Liberty North High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 2022

Materials

  • Roof: Composition
  • Construction materials: Stone Trim,Stucco,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Gas Range,Stainless Steel Appliance(s)
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Kitchen Island
  • Flooring: Carpet,Ceramic Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area above ground: 2,540

Heating & Cooling

  • Heating features: Natural Gas,Heat Pump
  • Cooling features: Electric,Heat Pump

Interior Area

  • Total structure area: 2,540
  • Total interior livable area: 2,540 sqft

Property

Details

  • Parcel number: 114190006002.00
  • Exclusions: See Sd

Features

  • Patio & porch: Patio,Porch
  • Fencing: Metal

Lot

  • Lot size: 0.27 Acres

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Hail
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,978$35,736
Home Insurance *$372$4,464
Property Taxes $520$6,240
Electricity $193$2,327
Total$4,063$48,756
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$139,302/yr
40% on housing$121,890/yr
45% on housing$108,346/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$232This listing

vs Other Active Listings

Avg $/sqft

ZIP 64060$221
Clay County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 64060$188
Clay County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2022-10-24Listing removed--
2022-10-03Pending sale$599,997
2022-10-03Listing removed--
2022-08-11Pending sale$599,997
2022-07-26Listed for sale$599,997

Coming Soon

AgentEric Craig Team
BrokerageReeceNichols-KCN

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