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305 Carthage Dr, Princeton, TX, 75407

4beds
2baths
1,675sqft
$275,000
$164price/sqft
$2,243/moest. monthly cost
$89,720/yrincome needed

About This Home

Welcome to this beautifully situated 4-bedroom, 2-bathroom home on a prime corner lot in the vibrant Bridgewater community. With thoughtful extras already in place and resort-style amenities just a short walk away, this home is truly move-in ready from day one. The sellers are making the transition effortless by including the refrigerator, washer, and dryer — so you can skip the appliance shopping and start living. Step outside and you'll find an extended back patio perfect for morning coffee, weekend cookouts, or simply unwinding under the open sky. The corner lot adds extra yard space, enhanced curb appeal, and a level of privacy and breathing room that interior lots rarely offer. What truly sets this home apart is its walkable location to the Bridgewater Community Center — a hub of activity and fun for the whole family. Spend your weekends lounging poolside, serving up a match on the sand volleyball courts, testing your skills on the mini golf course, or soaking in the laid-back atmosphere of the community beach area. Cast a line at the fishing spot, or head over to the dedicated dog park, complete with a designated swimming area for your four-legged family members.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
Harper Elementary SchoolGrades PK-54.0 mi
8/10
Clark MiddleGrades 6-86.1 mi
4/10
Princeton High SchoolGrades 9-125.9 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Range,Disposal,Microwave,Refrigerator,Washer
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Laundry in Utility Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Dimensions: 0 x 0

Features

  • Built-in Features,Eat-in Kitchen,Kitchen Island,Open Floorplan

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 1,675 sqft

Kitchen

  • Level: First
  • Dimensions: 0 x 0

Living Room

  • Level: First
  • Dimensions: 0 x 0

Master Bathroom

  • Level: First
  • Dimensions: 0 x 0

Master Bedroom

  • Level: First
  • Dimensions: 0 x 0

Property

Details

  • Parcel number: R1237900X05101
  • Exclusions: TBD

Features

  • Levels: One
  • Stories: 1
  • Pool features: None,Community
  • Fencing: Wood
  • Residential vegetation: Grassed

Lot

  • Lot size: 8,624 sqft
  • Features: Corner Lot,Landscaped

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Tornado
Hail
Cold Wave
Heat Wave

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$181$2,172
Property Taxes $434$5,208
Electricity $238$2,859
Total$2,243$26,916
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,902/yr
40% on housing$67,290/yr
45% on housing$59,813/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 75407$127
Collin County$205

vs Homes Sold Last Month

Median $/sqft

ZIP 75407$155
Collin County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$299,900

For Sale by Agent

AgentCourtney Peugh
BrokerageKeller Williams Realty Allen

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