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102 YACHT CLUB POINTE, Green Cove Springs, FL, 32043

5beds
5baths
3,780sqft
$1,199,000
$317price/sqft
$9,055/moest. monthly cost
$362,200/yrincome needed

About This Home

If you are looking for the charm of a Key West home with all the modern amenities in the Jacksonville area, you need to see this riverfront home! Tucked into a private gated enclave of homes, this custom home (which was built as a builder's personal home), features 5 bedrooms and 4 1/2 baths, a chef's kitchen with two islands and lots of granite, beautiful cabinets and stainless appliances, upstairs and downstairs laundries, 3 fireplaces, multiple porches and balconies overlooking the river and a summer kitchen. There are three floors all with direct outstanding views of the St. Johns River and even a widow's walk on the top of the home with truly inspiring views! There is a bulkhead, a community dock and a private designated slip. The community has its own pool and clubhouse. This beautiful homes is reminiscent of the old riverboat captains houses with its river views from every level (except without all the work).

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

5/10
Clay High SchoolGrades PK,9-122.4 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2010

Materials

  • Roof: Shingle
  • Construction materials: Fiber Cement,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Oven,Gas Cooktop,Gas Range,Ice Maker,Microwave,Plumbed For Ice Maker,Refrigerator,Wine Cooler
  • Laundry features: Lower Level,Upper Level,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,Ceiling Fan(s),Central Vacuum,Eat-in Kitchen,Entrance Foyer,Guest Suite,Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s)
  • Flooring: Tile,Wood
  • Number of fireplaces: 3
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 6,126
  • Total interior livable area: 3,780 sqft

Property

Details

  • Parcel number: 38062601754600009
  • Zoning description: Residential

Features

  • Levels: Multi/Split
  • Stories: 3
  • Patio & porch: Covered,Front Porch,Porch,Rear Porch,Screened,Side Porch
  • Exterior features: Balcony,Boat Slip,Dock,Outdoor Kitchen
  • Has spa: Yes
  • Spa features: Private
  • Fencing: Back Yard
  • Has view: Yes
  • View description: River,Water
  • Has water view: Yes
  • Water view: River,Water
  • On waterfront: Yes
  • Waterfront features: Navigable Water,Ocean Access,River Access,River Front,Seawall

Lot

  • Lot size: 7,405 sqft
  • Features: Few Trees,Irregular Lot,Sprinklers In Front,Sprinklers In Rear
  • Lot size dimensions: 80 x 110

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Hurricane
Heat Wave
Inland Flooding
Tornado
Tsunami

FEMA Declared Disasters in Clay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,062$72,744
Home Insurance *$830$9,960
Property Taxes $1,783$21,396
Electricity $380$4,564
Total$9,055$108,660
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$310,457/yr
40% on housing$271,650/yr
45% on housing$241,466/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.5%
16.5%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.5%
4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$317This listing

vs Other Active Listings

Avg $/sqft

ZIP 32043$197
Clay County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 32043$182
Clay County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$995,000
2026-02-02Price change$1,199,000
2025-10-08Price change$1,265,000
2025-08-05Listed for sale$1,299,000
2023-03-27Sold$1,200,000
2023-02-23Pending sale$1,350,000
2023-01-31Price change$1,350,000
2023-01-02Listed for sale$1,390,000

For Sale by Agent

AgentNEIL AVERY
BrokerageWATSON REALTY CORP

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