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324 Shafer Trail Ct, Merced, CA, 95341

5beds
4baths
2,554sqft
$499,000
$195price/sqft
$3,707/moest. monthly cost
$148,280/yrincome needed

About This Home

Why wait to build when you can enjoy the benefits of a nearly new home with fully paid solar and a $5,000 seller credit toward the buyer's closing costs or interest rate buy-down with an acceptable offer? Situated on a quiet cul-de-sac, this 2021 DR Horton Lincoln floor plan offers approximately 2,554 square feet of thoughtfully designed living space with 5 bedrooms and 3.5 bathrooms.A standout feature is the private downstairs living quarters with its own separate entrance and full bathroom, providing exceptional flexibility for multigenerational living, extended guests, a private home office, or additional privacy.The heart of the home is the bright, open-concept kitchen featuring quartz countertops, shaker-style cabinetry, a large center island with seating, a walk-in pantry, and stainless-steel appliances. The seamless flow into the dining and living areas creates an inviting space for everyday living and effortless entertaining.Upstairs, a spacious loft offers endless possibilities as a second family room, media space, playroom, or home office. The primary suite provides a relaxing retreat with dual vanities, a generous walk-in closet, and abundant natural light. Three additional bedrooms, a full bathroom, and a conveniently located upstairs laundry room complete the second floor.With contemporary finishes, a flexible floor plan, energy-efficient paid solar, and a location in one of South Merced's desirable neighborhoods, this home is designed to fit today's lifestyle while offering exceptional value.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

4/10
5/10
Weaver Middle SchoolGrades 6-82.7 mi
4/10
Golden Valley High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Concrete
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Microwave
  • Laundry features: Utility Room,Upper Level

Basement

  • Area: 0

Bathroom

  • Features: Tub/Shower, Shower

Bedroom1

  • Area: 0

Bedroom2

  • Area: 0

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4

Dining Room

  • Features: Family Room/Area
  • Area: 0

Family Room

  • Area: 0

Features

  • Window features: Double Pane Windows
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,554
  • Total interior livable area: 2,554 sqft

Kitchen

  • Features: Breakfast Bar
  • Area: 0

Living Room

  • Area: 0

Master Bedroom

  • Area: 0

Property

Details

  • Parcel number: 259310020000

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Uncovered

Lot

  • Lot size: 5,000 sqft
  • Features: Urban,Cul-De-Sac,Sprinklers In Front,Sprinklers Auto

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Drought
Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Merced County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$124$1,488
Property Taxes $513$6,156
Electricity $547$6,572
Total$3,707$44,484
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$127,097/yr
40% on housing$111,210/yr
45% on housing$98,853/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$195This listing

vs Other Active Listings

Avg $/sqft

ZIP 95341$200
Merced County$326

vs Homes Sold Last Month

Median $/sqft

ZIP 95341$256
Merced County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$490,000
2026-07-03Price change$499,000
2026-05-30Listed for sale$520,000
2025-03-17Listing removed$2,550
2025-03-12Price change$2,550
2025-02-22Listed for rent$2,700
2025-02-21Listing removed$2,700
2025-02-07Price change$2,700
2025-01-14Listed for rent$2,950
2024-12-20Listing removed$2,950
2024-12-01Listed for rent$2,950
2024-11-23Listing removed$2,950
2024-11-16Price change$2,950
2022-10-08Listed for rent$2,650
2022-09-12Sold$520,000
2022-07-26Pending sale$529,000
2022-07-18Listed for sale$529,000
2021-11-19Sold$425,000

For Sale by Agent

AgentTeresa Kleinen
BrokerageBetter Homes and Gardens Real

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