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142 Mountain Trce, Ellijay, GA, 30540

5beds
5baths
3,848sqft
$1,550,000
$403price/sqft
$11,098/moest. monthly cost
$443,920/yrincome needed

About This Home

This lodge-style retreat in the North Georgia Mountains delivers five bedrooms, four and a half bathrooms, and a location just three-tenths of a mile from downtown Ellijay. Rustic character meets modern convenience at every turn. Soaring ceilings with exposed beams and a mahogany front door set the tone immediately. Tennessee fieldstone fireplaces anchor the living areas, while an expansive glass wall frames panoramic views of the Cohutta Mountains and Ellijay River. The view shifts with every season and every hour, and it never gets old. The home even overlooks Harrison Park, putting the Fourth of July fireworks right in your living room. The gourmet kitchen features professional-grade stainless steel appliances and granite countertops, flowing naturally into the dining and living areas. The primary bedroom captures the full mountain and river views for a daily dose of something extraordinary. Downstairs, a bunk room sleeps five with individual charging stations, televisions, and lighting. Office and homeschool stations provide dedicated workspace. A climate-controlled wine cellar and humidor sit alongside a kitchenette and a professional pool table that converts into a dining table for twelve. An additional ensuite bedroom offers private guest quarters. Outside, a covered porch with a wood-burning fireplace, outdoor kitchen, and bed swing creates the perfect mountain gathering space. A Michael Phelps endless pool swim spa with outdoor shower adds serious fitness capability. There is even room to build a garage. Sold fully furnished and ready for mountain life from day one. Also have the option of building on the additional lot included in the sale and the listed acreage.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
8/10
7/10
Gilmer High SchoolGrades 9-129.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2022

Materials

  • Roof: Shingle,Metal
  • Construction materials: Frame,Timber/Pole Frame,Concrete,Log Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin,Country,Craftsman
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Refrigerator,Range,Microwave,Dishwasher,Disposal,Washer,Dryer
  • Laundry features: Main Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • Partial bathrooms: 1
  • Main level bedrooms: 3

Features

  • Pantry,Ceiling Fan(s),Wet Bar,Cathedral Ceiling(s),Sheetrock,Wood,Entrance Foyer,Eat-in Kitchen
  • Window features: Insulated Windows,Wood Frames
  • Flooring: Wood,Tile
  • Number of fireplaces: 3
  • Fireplace features: Vented,Ventless,Gas Log,Wood Burning,Outside
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric,Wood,Propane
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,848
  • Total interior livable area: 3,848 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 1081C 005

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Outdoor Pool,Indoor
  • Patio & porch: Front Porch,Deck,Covered,Wrap Around
  • Exterior features: Private Yard,Outdoor Kitchen
  • Has spa: Yes
  • Spa features: Heated
  • Has view: Yes
  • View description: Mountain(s),Year Round,Pasture,River,Long Range,Trees/Woods
  • Has water view: Yes
  • Water view: River
  • Frontage type: Road
  • Topography of land: Sloping,Rolling,Wooded

Lot

  • Lot size: 1.78 Acres

Parking

  • Parking features: Driveway,Concrete
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Landslide
    LandslideRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Landslide
Strong Wind
Tornado
Drought
Hail
Ice Storm
Wildfire

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,837$94,044
Home Insurance *$650$7,800
Property Taxes $2,238$26,856
Electricity $373$4,486
Total$11,098$133,176
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$380,502/yr
40% on housing$332,940/yr
45% on housing$295,946/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$403This listing

vs Other Active Listings

Avg $/sqft

ZIP 30540$206
Gilmer County$205

vs Homes Sold Last Month

Median $/sqft

ZIP 30540
Gilmer County$279

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-29Listed for sale$1,550,000
2026-04-01Listing removed$1,500,000
2026-02-28Price change$1,500,000
2025-09-27Listed for sale$1,685,000
2024-05-10Sold$1,595,000
2024-04-29Pending sale$1,690,777
2024-03-27Price change$1,690,777
2023-01-19Pending sale$1,500,000
2022-11-03Price change$1,500,000
2022-08-26Price change$1,700,000
2022-07-16Listed for sale$1,750,000
2021-08-03Sold$30,000

For Sale by Agent

AgentTanya Bailey
BrokerageNorth Georgia Mountain Realty

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