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21328 Ruby, San Antonio, TX, 78266

4beds
3baths
2,170sqft
$379,999
$175price/sqft
$2,929/moest. monthly cost
$117,160/yrincome needed

About This Home

Welcome to 21328 Ruby Creek, a modern and meticulously maintained 4-bedroom, 2.5-bath home built in 2022, offering 2,161 sq ft of thoughtfully designed living space. This popular Kendall floor plan blends contemporary elegance with everyday functionality-perfect for today's lifestyle. The open-concept layout features a light-filled living and dining area ideal for entertaining. The gourmet kitchen is equipped with granite countertops, stainless steel appliances, and a gas range, providing both style and performance. The primary suite on the main level serves as a private retreat, complete with a spa-inspired bath and spacious walk-in closet. Upstairs, you'll find a versatile game room along with three additional bedrooms, offering flexible space for family, guests, or a home office. Step outside to enjoy the covered patio, a landscaped backyard, greenbelt, and a full irrigation system-perfect for relaxing evenings or weekend gatherings. Additional features include a smart-home package with integrated thermostat, lighting, and security controls. Located in the Brookstone Creek community, residents enjoy access to amenities including a pool, fitness center, and playground, and are conveniently zoned to North East I.S.D. This home delivers the ideal combination of modern living, comfort, and community-move-in ready and a must-see.

Getting Around

6
WalkingCar-Dependent
0
TransitNo Nearby Transit
16
BikeSomewhat Bikeable

Schools

9/10
8/10
Hill MiddleGrades 6-82.4 mi
8/10
Johnson High SchoolGrades 9-123.6 mi

Construction

Condition

  • Property condition: Pre-Owned
  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Stone,Fiber Cement

Other

  • Builder name: D.R. Horton

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Self Cleaning Oven,Range,Disposal,Dishwasher,Gas Water Heater
  • Laundry features: Main Level,Laundry Room,Washer Hookup,Dryer Connection

Bedroom2

  • Area: 110

Bedroom3

  • Area: 120

Bedroom4

  • Area: 120

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Family Room

  • Area: 196

Features

  • Two Living Area,Liv/Din Combo,Eat-in Kitchen,Two Eating Areas,Kitchen Island,Breakfast Bar,Pantry,Game Room,Loft,Utility Room Inside,Open Floorplan,High Speed Internet,Walk-In Closet(s),Master Downstairs,Ceiling Fan(s),Programmable Thermostat
  • Window features: Window Coverings
  • Flooring: Laminate
  • Fireplace features: Not Applicable
  • Attic: Access Only

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: 13-15 SEER AX,Central Air

Interior Area

  • Total interior livable area: 2,170 sqft

Kitchen

  • Area: 100

Master Bathroom

  • Features: Shower Only,Single Vanity
  • Area: 60

Master Bedroom

  • Features: Walk-In Closet(s),Full Bath
  • Area: 234

Property

Accessibility

  • Accessibility features: No Carpet,First Floor Bath,Full Bath/Bed on 1st Flr,First Floor Bedroom

Details

  • Parcel number: 049172030080

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None,Community
  • Patio & porch: Covered,Deck
  • Exterior features: Sprinkler System
  • Fencing: Privacy

Lot

  • Lot size: 5,575 sqft
  • Features: Greenbelt,Level

Parking

  • Total spaces: 2
  • Parking features: Two Car Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High

How This Home’s Risks Compare

Tornado
Hail
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Texas Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,921$23,052
Home Insurance *$240$2,880
Property Taxes $530$6,360
Electricity $238$2,859
Total$2,929$35,148
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,422/yr
40% on housing$87,870/yr
45% on housing$78,106/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$175This listing

vs Other Active Listings

Avg $/sqft

ZIP 78266$197
Bexar County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 78266$215
Bexar County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-06Listed for sale$388,000
2025-12-01Listing removed$399,000
2025-10-15Listed for sale$399,000
2025-09-25Listing removed$380,000
2025-09-20Price change$380,000
2025-07-22Price change$390,000
2023-07-19Price change$375,000
2023-06-19Price change$380,000
2023-05-26Listed for sale$390,000
2022-12-19Sold--
2022-07-18Pending sale$390,000
2022-07-15Listed for sale$390,000

For Sale by Agent

AgentDaisy Morin
BrokerageResi Realty, LLC

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