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4490 Currant Lane SW, Pt Orchard, WA, 98367

5beds
3baths
2,734sqft
$650,000
$238price/sqft
$4,040/moest. monthly cost
$161,600/yrincome needed

About This Home

Welcome to this Tri-Pointe Home at McCormick Village features 5 bedrooms, including main floor guest suite. Spacious main floor with great room, dining, gourmet kitchen with cooktop, and over-sized pantry is the perfect setting for every day life or entertaining guests. Enjoy year round outdoor living with the covered patio. Second floor features 4 bedrooms and a flexible bonus/loft space. Has SMART home capabilities and within 5 minutes walk to Restaurants, Coffee, Nail Salon, Ice Cream and More! McCormick Village Park just around the corner- with splash pad and walking trails!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

7/10
7/10
South Kitsap High SchoolGrades 9-124.3 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 2022

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Cement Planked,Cement Plank

Notable Dates

  • Major remodel year: 2022

Other

  • Builder name: Tri Pointe Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Refrigerator,Stove(s)/Range(s),Dishwasher(s),Garbage Disposal,Microwave(s),Refrigerator(s)

Basement

  • Basement: None

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Second

Bathroom Three Quarter

  • Level: Main

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • Main level bathrooms: 1

Bonus Room

  • Level: Second

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Flooring: Ceramic Tile,Laminate,Vinyl,Carpet
  • Fireplace features: Electric

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,734
  • Total interior livable area: 2,734 sqft

Kitchen With Eating Space

  • Level: Main

Master Bedroom

  • Level: Second

Utility Room

  • Level: Second

Property

Details

  • Parcel number: 56840000720005
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main

Lot

  • Lot size: 4,434 sqft
  • Features: Curbs,Paved,Sidewalk,Fenced-Fully,High Speed Internet,Patio

Parking

  • Total spaces: 2
  • Parking features: Attached Garage
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Landslide

FEMA Declared Disasters in Kitsap County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$136$1,632
Property Taxes $431$5,172
Electricity $187$2,244
Total$4,040$48,480
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$138,514/yr
40% on housing$121,200/yr
45% on housing$107,733/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$238This listing

vs Other Active Listings

Avg $/sqft

ZIP 98367$263
Kitsap County$293

vs Homes Sold Last Month

Median $/sqft

ZIP 98367$296
Kitsap County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Price change$660,000
2026-04-23Listed for sale$675,000
2023-06-27Sold$609,900
2023-05-18Pending sale$609,900
2023-04-17Contingent$609,900
2023-04-17Pending sale$609,900
2023-03-29Price change$609,900
2023-02-10Price change$638,900
2022-09-21Price change$678,900
2022-07-13Listed for sale$672,900

For Sale by Agent

AgentMichael Thai
BrokerageSafegate Real Estate

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