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8234 Sutherland Farm Rd, Prospect, KY, 40059

6beds
7baths
9,261sqft
$3,499,900
$378price/sqft
$23,004/moest. monthly cost
$920,160/yrincome needed

About This Home

Situated on 2.68 acres overlooking the Ohio River, this pre-civil war mansion offers over 9,000 sqft of living area, 3 stories plus walkout lower level, 3 car garage, and original character. The lot is full of large oak trees and the home offers stunning views from every window. Built in 1858, this 6 bedroom, 4 full baths and 3 half baths, 8 fireplaces home is sure to meet all your space needs. There is brand new plumbing, air conditioning, a new boiler system, updated bathrooms - nothing was spared during recent renovations. Rich in history with original door handles and hardwood floors, you will also find 12 ft ceilings on the main and upper floor, large windows overlooking the river in all outer rooms that allow natural lighting throughout every floor. Elevator serves the lower, main and second levels. Entryway stairs lead to all floors. First floor library sits off to the left of the entryway and connects to a large living area. This space has a beautiful fireplace and connects to a large sunroom. Butler's pantry sits in between the dining room and main kitchen with plenty of storage space. Kitchen leads to an upper deck porch with an outdoor fireplace overlooking stunning views of green landscape and the Ohio river. Mud room sits off the kitchen with a side entrance to the home. Second floor bathrooms have stunning marble floors and bedrooms are accompanied by fireplaces and large windows. Laundry is on the second floor along with a total of 4 bathrooms. Enjoy outdoor living with multiple balconies on the second floor with river views. Lower level living area has a stone fireplace and garage access. Exterior has been painted and the circle drive has been repaved. Black fencing rounds property. Slate roof.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
Dunn Elementary SchoolGrades K-55.2 mi
4/10
Kammerer Middle SchoolGrades 6-85.1 mi
8/10
Ballard High SchoolGrades 9-125.1 mi

Construction

Condition

  • Year built: 1858

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Walkout Part Fin

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Third

Bedroom

  • Level: Third

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 7
  • Full bathrooms: 4
  • 1/2 bathrooms: 3

Dining Room

  • Level: First

Family Room

  • Level: First

Family Room

  • Level: Basement

Features

  • Number of fireplaces: 8
  • Fireplace: Yes
  • Finished area below ground: 1,279
  • Finished area above ground: 7,982

Full Bathroom

  • Level: First

Full Bathroom

  • Level: Second

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Steam
  • Cooling features: Central Air

Interior Area

  • Total structure area: 7,982
  • Total interior livable area: 9,261 sqft

Kitchen

  • Level: First

Laundry

  • Level: Second

Library

  • Level: First

Living Room

  • Level: First

Other

  • Level: First

Primary Bathroom

  • Level: Second

Primary Bedroom

  • Level: Second

Sun Room

  • Level: First

Property

Details

  • Parcel number: 261700200000

Features

  • Stories: 3
  • Fencing: Wood

Lot

  • Lot size: 2.83 Acres
  • Features: Cul-De-Sac,Covt/Restr,Cleared
  • Lot size dimensions: 334 x 599 x 202 x 563

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Cold Wave
Hail
Heat Wave
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $17,697$212,364
Home Insurance *$1,380$16,560
Property Taxes $3,196$38,352
Electricity $731$8,776
Total$23,004$276,048
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$788,708/yr
40% on housing$690,120/yr
45% on housing$613,440/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$378This listing

vs Other Active Listings

Avg $/sqft

ZIP 40059$275
Jefferson County$144

vs Homes Sold Last Month

Median $/sqft

ZIP 40059$213
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-01-07Listed for sale$3,499,900
2024-11-02Listing removed$3,499,900
2023-06-28Price change$3,499,900
2023-05-15Listed for sale$3,699,900
2023-05-02Pending sale$3,699,900
2022-07-12Listed for sale$3,699,900

For Sale by Agent

AgentStephanie L Gilezan
BrokerageEXP Realty LLC

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