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3696 Waterford Oak Ct, High Point, NC, 27265

5beds
3baths
2,518sqft
$400,000
$159price/sqft
$3,220/moest. monthly cost
$128,800/yrincome needed

About This Home

Back on the market, no fault of the seller! This beautiful 5 bedroom, 3 full bath home in the heart of High Point built in 2022 is conveniently located close to shopping, dining, and everyday amenities. This two-story home features a bedroom and full bath on the main level... perfect for guests or family living. Enjoy an open layout connecting the living room and kitchen, along with a cozy breakfast nook ideal for casual dining. The home offers spacious bedrooms, generous closets, and is move-in ready. Step outside to a fenced-in backyard featuring a concrete patio and fire pit...perfect for relaxing or entertaining. Situated on a private cul-de-sac lot, providing both comfort and privacy in a highly convenient location! *Seller is offering $4,000 in SPCC and up to $800 in a home warranty!*

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

8/10
5/10

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Slab
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Stick/Site Built,Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedroom5

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1

Breakfast

  • Level: Main

Dining Room

  • Level: Main

Features

  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area above ground: 2,518

Heating & Cooling

  • Heating features: Forced Air,Zoned,Natural Gas
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 2,518
  • Total interior livable area: 2,518 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Second

Living Room

  • Level: Main

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 234494
  • Zoning: RES
  • Special condition: Owner Sale

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Porch

Lot

  • Lot size: 0.14 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage,Attached,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Winter Weather

FEMA Declared Disasters in Guilford County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$164$1,968
Property Taxes $800$9,600
Electricity $234$2,814
Total$3,220$38,640
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$110,400/yr
40% on housing$96,600/yr
45% on housing$85,866/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$159This listing

vs Other Active Listings

Avg $/sqft

ZIP 27265$145
Guilford County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 27265$167
Guilford County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$430,000
2026-04-13Pending sale$435,000
2026-03-30Price change$435,000
2026-03-12Listed for sale$440,000
2026-03-05Listing removed$2,750
2025-11-21Price change$2,750
2025-11-13Price change$2,800
2025-11-08Listed for rent$2,850
2025-03-13Listing removed$2,750
2025-02-17Price change$2,750
2025-02-09Listed for rent$2,900
2024-03-13Listing removed--
2024-02-19Listed for rent$2,750
2022-09-07Sold$389,115
2022-08-02Pending sale$392,365
2022-07-26Price change$392,365
2022-04-23Pending sale$391,465
2022-04-11Listed for sale$391,465

For Sale by Agent

AgentKatelynn Burtis
BrokerageBrick & Brass Realty LLC

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