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1604 137th St, Lubbock, TX, 79423

4beds
2baths
2,100sqft
$269,000
$128price/sqft
$2,355/moest. monthly cost
$94,200/yrincome needed

About This Home

Beautiful 4-bedroom, 2-bath home located in Bell Farms within the highly desired Lubbock Cooper ISD. This home features an open-concept layout with a spacious living and kitchen area, perfect for everyday living and entertaining. Enjoy a great backyard with a covered patio, pergola, and plenty of yard space for relaxing or hosting guests. A well-designed home in a fantastic neighborhood, don't miss this one!

Getting Around

11
WalkingCar-Dependent
0
TransitNo Nearby Transit
27
BikeSomewhat Bikeable

Schools

6/10
7/10

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Free-Standing Range,Microwave,Range Hood,Stainless Steel Appliance(s)
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Built-in Features,Ceiling Fan(s),Entrance Foyer,Granite Counters,Open Floorplan,Pantry,Soaking Tub,Storage,Walk-In Closet(s)
  • Window features: Window Coverings
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area above ground: 2,100

Heating & Cooling

  • Heating features: Central,Electric,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 2,100
  • Total interior livable area: 2,100 sqft

Property

Details

  • Parcel number: R340701
  • Zoning description: Single Family
  • Special condition: Standard

Features

  • Patio & porch: Covered,Patio
  • Exterior features: Private Yard
  • Fencing: Back Yard,Fenced,Wood

Lot

  • Lot size: 5,662 sqft
  • Features: Back Yard,Front Yard,Landscaped

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Garage,On Street,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Winter Weather
Cold Wave
Drought
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,360$16,320
Home Insurance *$282$3,384
Property Taxes $475$5,700
Electricity $238$2,859
Total$2,355$28,260
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,742/yr
40% on housing$70,650/yr
45% on housing$62,800/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.1%
6.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$128This listing

vs Other Active Listings

Avg $/sqft

ZIP 79423$190
Lubbock County$122

vs Homes Sold Last Month

Median $/sqft

ZIP 79423$151
Lubbock County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Price change$278,000
2026-02-11Price change$280,000
2026-01-13Listed for sale$285,000
2025-10-06Listing removed$279,000
2025-08-30Price change$279,000
2025-06-05Listed for sale$284,000
2025-06-02Listing removed$284,000
2025-05-21Price change$284,000
2025-05-05Price change$289,000
2025-04-08Price change$294,000
2025-03-27Price change$299,000
2025-03-12Listed for sale$309,000
2022-10-13Listing removed--
2022-08-01Price change$269,625
2022-07-09Listed for sale$272,625

For Sale by Agent

AgentStuart Bartley
BrokerageTaylor Reid Realty

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