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3639 N Encina Court, Visalia, CA, 93291

5beds
3baths
2,348sqft
$490,000
$209price/sqft
$3,506/moest. monthly cost
$140,240/yrincome needed

About This Home

Welcome to this inviting five-bedroom, three-bathroom home in the heart of Visalia! Offering plenty of space to grow, gather, and make lasting memories, this residence features a functional layout designed for comfortable everyday living. With multiple bedrooms and well-appointed living areas, there's room for everyone to enjoy their own space while still coming together for family meals, celebrations, and quiet evenings at home. Situated on a generous 5,227-square-foot lot, the property provides a versatile outdoor area perfect for entertaining, gardening, play, or simply relaxing and enjoying the California sunshine. Whether you're looking for extra room for a growing household, a home office, or guest accommodations, this home offers the flexibility to fit your lifestyle. Conveniently located in Visalia, you'll enjoy easy access to local schools, shopping, dining, and parks. Don't miss the opportunity to make this warm and welcoming home your own!

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

6/10
4/10
Ridgeview MiddleGrades 7-83.1 mi
5/10
Golden West High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 2022

Materials

  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 2
  • Main level bathrooms: 1

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,348
  • Total interior livable area: 2,348 sqft

Property

Details

  • Parcel number: 079340039000

Features

  • Stories: 2

Lot

  • Lot size: 5,227 sqft
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Heat Wave
Earthquake
Lightning

FEMA Declared Disasters in Tulare County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,477$29,724
Home Insurance *$146$1,752
Property Taxes $380$4,560
Electricity $503$6,041
Total$3,506$42,072
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,205/yr
40% on housing$105,180/yr
45% on housing$93,493/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$209This listing

vs Other Active Listings

Avg $/sqft

ZIP 93291$231
Tulare County$348

vs Homes Sold Last Month

Median $/sqft

ZIP 93291$244
Tulare County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Listed for sale$490,000
2022-11-09Sold$410,000
2022-07-12Listed for sale$429,700

For Sale by Agent

AgentMario Pinedo
BrokerageBonadelle Realty, Inc.

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