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101 N Portland Ave #A, Ventnor City, NJ, 08406

4beds
3baths
1,680sqft
$799,000
$476price/sqft
$5,863/moest. monthly cost
$234,520/yrincome needed

About This Home

Gorgeously updated 4-bedroom, 2.5-bath home offering spacious living in one of Ventnor's most desirable locations. This beautifully renovated residence features refinished hardwood floors throughout and elegant plantation shutters in the living room, creating a warm and sophisticated atmosphere. The stunning kitchen is designed to impress with quartz countertops, a stylish tile backsplash, an oversized center island ideal for cooking and entertaining, and premium Samsung stainless steel appliances. Additional highlights include a spacious laundry room with a utility sink and abundant storage, beautifully updated bathrooms with designer tile and modern vanities, and generously sized bedrooms throughout. The private top-floor primary suite offers a peaceful retreat with its own en-suite bathroom. Outdoor living is just as inviting, featuring a charming front porch, a private deck off one of the bedrooms, and a fenced rear patio that's perfect for relaxing after a day at the beach, grilling, or entertaining family and friends. This exceptional home combines modern upgrades, generous living space, and an unbeatable Ventnor location just moments from the beach, boardwalk and great restaurants! This pet-friendly condominium presents an outstanding investment opportunity. Short-term rentals are permitted, offering excellent income potential and flexibility for investors or those seeking a vacation home with rental revenue.

Getting Around

78
WalkingVery Walkable
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

7/10
Ventnor Middle SchoolGrades 5-80.7 mi
7/10
Ventnor Elementary SchoolGrades PK-40.7 mi

Construction

Materials

  • Construction materials: Brick,Vinyl

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Dryer,Gas Stove,Microwave,Refrigerator,Self Cleaning Oven,Washer

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Kitchen Island,Master Bath,Pets Allowed,Eat-in Kitchen,Pantry
  • Window features: Blinds,Curtains,Drapes,Shades
  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Multi-Zoned

Interior Area

  • Total structure area: 1,680
  • Total interior livable area: 1,680 sqft

Property

Details

  • Parcel number: 1

Features

  • Levels: Three

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Strong Wind
Hurricane
Inland Flooding
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance *$392$4,704
Property Taxes $1,238$14,856
Electricity $193$2,318
Total$5,863$70,356
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$201,017/yr
40% on housing$175,890/yr
45% on housing$156,346/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$476This listing

vs Other Active Listings

Avg $/sqft

ZIP 08406$498
Atlantic County$264

vs Homes Sold Last Month

Median $/sqft

ZIP 08406$436
Atlantic County$228

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Listed for sale$799,000
2022-09-08Sold$505,000
2022-08-16Pending sale$499,900
2022-07-29Price change$499,900
2022-07-08Listed for sale$548,900

For Sale by Agent

AgentBRIGID BILOTTA
BrokerageMARKETPLACE REALTY

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