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3980 State Highway 119 Hwy N, Pembroke, GA, 31321

4beds
3baths
3,150sqft
$600,000
$190price/sqft
$4,105/moest. monthly cost
$164,200/yrincome needed

About This Home

Beautifully renovated and move in ready, this charming farmhouse offers the perfect blend of modern updates, usable land, and peaceful country living with convenient access to Savannah and I-16. Set behind a gated entrance and classic white picket fence, the property welcomes you with mature trees, open space, and a private pond creating a serene and picturesque setting. Thoughtfully updated throughout, this 4 bedroom, 3 bath home combines timeless character with today's most sought after finishes and design features. The bright open concept floor plan is filled with natural light and enhanced by wide plank flooring, fresh interior finishes, and stylish details throughout. The spacious kitchen serves as the heart of the home, featuring white shaker cabinetry, quartz countertops, a large center island with seating, stainless vent hood, pot filler, and an inviting dining area designed for gathering and entertaining. The living room offers custom built ins with wood shelving, a shiplap accent wall, and a modern linear fireplace that creates a warm and welcoming focal point. The primary suite provides a relaxing retreat with a beautifully updated bath complete with double vanities, a walk in glass shower, and designer finishes. Three additional bedrooms and two updated full baths offer flexibility for guests, remote work, hobbies, or additional living space. Outdoor amenities make this property truly stand out. The fenced yard, private pond, open land, and equestrian setup with stables provide endless possibilities for outdoor enjoyment, recreation, or hobby farming. Whether you are looking for room to spread out, space for animals, or simply a peaceful setting surrounded by nature, this property offers a rare opportunity to enjoy modern farmhouse living with both comfort and versatility.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

6/10
5/10
6/10
Bryan County High SchoolGrades 9-122.6 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1979

Materials

  • Roof: Composition
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Oven/Range (Combo),Refrigerator
  • Laundry features: Mud Room

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Walk-In Closet(s)
  • Flooring: Other
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,150

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,150
  • Total interior livable area: 3,150 sqft

Property

Details

  • Parcel number: 014 045

Features

  • Levels: Two
  • Stories: 2
  • On waterfront: Yes
  • Waterfront features: Pond

Lot

  • Lot size: 2.77 Acres
  • Features: Other

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hurricane
Cold Wave
Earthquake
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Wildfire
Winter Weather

FEMA Declared Disasters Across Georgia Counties

Hurricane
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$381$4,572
Property Taxes $385$4,620
Electricity $306$3,672
Total$4,105$49,260
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$140,742/yr
40% on housing$123,150/yr
45% on housing$109,466/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$190This listing

vs Other Active Listings

Avg $/sqft

ZIP 31321$183
Bryan County$224

vs Homes Sold Last Month

Median $/sqft

ZIP 31321$194
Bryan County$200

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$585,000
2026-05-20Price change$600,000
2025-09-03Price change$599,900
2025-08-27Price change$649,900
2025-08-06Price change$674,900
2025-07-24Listed for sale$699,900
2022-08-26Sold$90,000
2022-08-15Contingent$129,900
2022-08-04Price change$129,900
2022-07-28Price change$144,900
2022-07-21Price change$155,000
2022-07-14Price change$165,000
2022-07-06Listed for sale$175,000

For Sale by Agent

AgentHeather Murphy
BrokerageKeller Williams Realty Coastal

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