2540 Harmonia Hammock Rd, Harmony, FL, 34773
About This Home
Beautiful 5BR Home | Premium Conservation Lot | Loaded with Upgrades! Welcome to this stunning 5-bedroom, 3 bath home located in the desirable Harmony West community! Situated on a large premium lot backing to a peaceful conservation area, this open-concept home offers both privacy and modern living. CDD TAXES ARE INCLUDED IN THE PROPETY TAXES. Main Features: • First-floor bedroom with nearby full bath – ideal for guests or in-laws • Gourmet kitchen with Quartz countertops, stainless steel appliances, breakfast bar, and a large walk-in pantry • Versatile flex room – perfect for a home office, gym, or playroom • Upstairs owner’s suite with dual walk-in closets and a spacious en-suite bath • Three additional bedrooms on second floor, full bath, and a large loft for extra living space Owner-Upgraded Highlights: • Plantation shutters throughout • Stylish lighting & ceiling fans • Epoxy-coated garage floor • Water softener system • Gutters • Oversized brick patio in the backyard – great for entertaining Community Amenities: Just a short walk to Harmony West’s 5,000 sq. ft. resort-style pool, sun shelf, splash pad, fitness center, and clubhouse. Don’t miss this move-in-ready gem—schedule your private showing today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2023
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Block,Concrete,Stucco
Other
- Builder model: HATDEN
- Builder name: D.R. HORTON
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Range,Washer,Water Softener
- Laundry features: Laundry Room,Upper Level
Bedroom1
- Features: Ceiling Fan(s),Built-in Closet
- Level: First
- Area: 127.44
- Dimensions: 11.8x10.8
Bedroom2
- Features: Ceiling Fan(s),Built-in Closet
- Level: Second
- Area: 141.36
- Dimensions: 12.4x11.4
Bedroom4
- Features: Ceiling Fan(s),Built-in Closet
- Level: Second
- Area: 129.8
- Dimensions: 11x11.8
Bedroom5
- Features: Ceiling Fan(s),Built-in Closet
- Level: Second
- Area: 129.8
- Dimensions: 11x11.8
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Den
- Features: No Closet
- Level: First
- Area: 136.8
- Dimensions: 12x11.4
Dining Room
- Features: No Closet
- Level: First
- Area: 115.26
- Dimensions: 11.3x10.2
Features
- Ceiling Fan(s),Eating Space In Kitchen,Kitchen/Family Room Combo,Living Room/Dining Room Combo,PrimaryBedroom Upstairs,Solid Surface Counters,Stone Counters,Thermostat,Walk-In Closet(s)
- Door features: Sliding Doors
- Window features: Shutters
- Flooring: Carpet,Ceramic Tile
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 3,083
- Total interior livable area: 2,626 sqft
Kitchen
- Features: Pantry,No Closet
- Level: First
- Area: 153.68
- Dimensions: 11.3x13.6
Living Room
- Features: Ceiling Fan(s),No Closet
- Level: First
- Area: 232.54
- Dimensions: 15.1x15.4
Loft
- Features: Storage Closet
- Level: Second
- Area: 132
- Dimensions: 11x12
Primary Bedroom
- Features: En Suite Bathroom,Dual Closets
- Level: Second
- Area: 260
- Dimensions: 13x20
Property
Details
- Parcel number: 242631349500013880
- Zoning: PD
- Special condition: None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered,Front Porch,Patio
- Exterior features: Irrigation System,Rain Gutters,Sidewalk,Sprinkler Metered
- Has view: Yes
- View description: Trees/Woods
- Residential vegetation: Trees/Landscaped
Lot
- Lot size: 5,663 sqft
- Features: Conservation Area,Level
Parking
- Total spaces: 2
- Parking features: Driveway,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Lightning
- Wildfire
- Hurricane
- Inland Flooding
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Osceola County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,295 | $27,540 |
| Home Insurance * | $180 | $2,160 |
| Property Taxes | $575 | $6,900 |
| Electricity | $264 | $3,171 |
| Total | $3,314 | $39,768 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-27 | Listed for sale | $455,000 |
| 2026-04-19 | Listing removed | $455,000 |
| 2025-10-19 | Listed for sale | $455,000 |
| 2024-07-11 | Listing removed | $460,000 |
| 2024-05-22 | Price change | $460,000 |
| 2024-03-21 | Listed for sale | $475,000 |
| 2023-02-27 | Sold | $466,990 |
| 2022-07-15 | Listing removed | -- |
| 2022-07-09 | Pending sale | $466,990 |
| 2022-07-03 | Listed for sale | $466,990 |
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