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0 Mitchell St, Smithville, TX, 78957

--beds
--baths
--sqft
$425,000
--price/sqft
$3,091/moest. monthly cost
$123,640/yrincome needed

About This Home

16.51 Acres on the Colorado River – Smithville, TX Discover a rare opportunity to own 16.51 pristine acres along the beautiful Colorado River in the highly sought-after Doty River subdivision. Just minutes from charming Smithville and with convenient access to Hwy 71, this exceptional property offers both privacy and connection. Unique opportunity to own true riverfront property! This listing includes paved road access, public water (no need for a well!), almost 300' of treed riverfront access. Property has power installed. A canopy of mature trees and a majestic pecan tree create the perfect setting for a future custom homesite on Mitchell Street, while the property’s river frontage invites endless recreation—fishing, boating, kayaking, or simply unwinding along the water’s edge. A community beach launch area provides easy access for your boat or kayak, making every day feel like a getaway. Currently under a livestock agriculture exemption, the land carries valuable tax benefits, while existing electrical service and RV hookups allow for immediate use as a retreat until you’re ready to build. Whether you envision a private riverfront estate, a weekend escape, or a long-term investment in one of the area’s most desirable communities, this property presents a unique canvas for your vision. FYI: varying flood areas exist on all lots; buyer to verify all flood designation.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

--
Brown Primary SchoolGrades PK-K2.6 mi
4/10
5/10
Smithville High SchoolGrades 9-122.9 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Farm

Property

Details

  • Parcel number: R55446
  • Special condition: Standard

Features

  • Fencing: Partial
  • Has view: Yes
  • View description: Panoramic,Pasture,River
  • Has water view: Yes
  • Water view: River
  • On waterfront: Yes
  • Waterfront features: River Front
  • Waterbody name: Colorado River
  • Horses can be raised: Yes

Lot

  • Lot size: 16.51 Acres
  • Features: Agricultural,Few Trees,Gentle Sloping,Public Maintained Road

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Cold Wave
Lightning
Strong Wind
Winter Weather
Hail
Heat Wave

FEMA Declared Disasters Across Texas Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$290$3,480
Property Taxes $414$4,968
Electricity $238$2,859
Total$3,091$37,092
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,977/yr
40% on housing$92,730/yr
45% on housing$82,426/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.9%
5.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 78957$285
Bastrop County$331

vs Homes Sold Last Month

Median $/sqft

ZIP 78957$192
Bastrop County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-29Price change$430,000
2025-11-19Price change$450,000
2025-10-01Listed for sale$475,000
2024-09-13Listing removed$575,000
2024-09-11Price change$500,000
2024-02-13Listed for sale$575,000
2022-08-12Listing removed--
2022-07-08Pending sale$350,000
2022-07-01Listed for sale$350,000

For Sale by Agent

AgentJeannie Ralph
BrokerageAll City Real Estate Ltd. Co

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