See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1014 S Main St, Carthage, MO, 64836

3beds
4baths
4,689sqft
$499,999
$107price/sqft
$3,605/moest. monthly cost
$144,200/yrincome needed

About This Home

Welcome to the historic town of Carthage, Mo. Built in 1892, this 19th century church meets the 21st century. It has been turned into a masterpiece and is finally finished into a beautiful modern home. Still boasting the cathedral ceiling, 66 individual original stained glass windows, and hand hewed craftsmanship woodwork. Open floor plan with beautiful fireplace & secret door. The kitchen has all stainless appliances, granite countertops, coffee bar, and a large butler's pantry. The primary bedroom has a gorgeous ensuite, plenty of closet space and located on the main floor. The office could also be used as a 4th bedroom. Upstairs features two generous bedrooms each with their own ensuite, individual staircase, and shared sitting room. Each bedroom overlooks the downstairs. All this plus a recently installed roof, HVAC, electrical, plumbing, flooring and fresh paint inside and out.

Getting Around

69
WalkingSomewhat Walkable
0
TransitVery Limited Transit
62
BikeBikeable

Schools

6/10
Carthage Jr. High SchoolGrades 7-80.8 mi
4/10
Carthage High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1892

Materials

  • Foundation: Stone
  • Roof: Slate
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Eat-in Kitchen,Kitchen Island,Pantry,Wet Bar
  • Flooring: Vinyl
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 4,689

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 4,689
  • Total interior livable area: 4,689 sqft

Property

Features

  • Fencing: None
  • Topography of land: Level

Lot

  • Lot size: 10,000 sqft
  • Features: Residential
  • Lot size dimensions: 100 x 100

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Tornado
Heat Wave
Ice Storm
Lightning
Strong Wind
Winter Weather
Cold Wave
Hail
Inland Flooding

FEMA Declared Disasters Across Missouri Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,528$30,336
Home Insurance *$436$5,232
Property Taxes $283$3,396
Electricity $358$4,296
Total$3,605$43,260
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$123,600/yr
40% on housing$108,150/yr
45% on housing$96,133/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$107This listing

vs Other Active Listings

Avg $/sqft

ZIP 64836$146
Jasper County$122

vs Homes Sold Last Month

Median $/sqft

ZIP 64836$139
Jasper County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-05Price change$499,999
2025-10-23Price change$549,000
2025-08-29Price change$574,000
2024-08-22Price change$599,000
2024-07-16Listed for sale$650,000
2022-08-18Sold--
2022-08-01Pending sale$60,000
2022-07-01Listed for sale$60,000

For Sale by Agent

AgentLinda Lawson
BrokerageCHARLES BURT HOMEFOLKS

Similar Homes