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3278 Sand Walk Dr, Kokomo, IN, 46902

5beds
3baths
2,995sqft
$390,000
$130price/sqft
$3,114/moest. monthly cost
$124,560/yrincome needed

About This Home

Welcome to 3278 Sand Walk Drive! A spacious and beautifully designed 5-bedroom, 2.5-bath home offering over 4,300 square feet of living space! This two-story home features a highly functional layout with a main-level bedroom and full bathroom, perfect for guests or multi-generational living. The main level boasts stylish vinyl plank flooring throughout and includes a bright breakfast room, a large kitchen with center island, and an inviting great room with a fireplace, ideal for everyday living and entertaining. A dedicated library/office space adds flexibility for working from home or quiet study. Upstairs, you’ll find a generously sized primary suite featuring a tray ceiling and walk-in closet, along with three additional bedrooms and a versatile loft area. The conveniently located upper-level laundry room adds ease to daily routines. Additional highlights include a full unfinished basement offering endless potential, a finished attached 2-car garage, and modern comforts such as forced air heating and central cooling. Enjoy outdoor living with a deck and covered porch, all situated on a well-maintained lot with sidewalks and curbs.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

--
Western Primary SchoolGrades K-25.4 mi
7/10
Western Middle SchoolGrades 6-85.4 mi
9/10
Western High SchoolGrades 9-125.3 mi

Construction

Condition

  • Year built: 2022

Materials

  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven Hook Up Elec,Dishwasher,Microwave,Refrigerator,Electric Oven,Electric Range

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Family Room

  • Level: Main
  • Area: 256

Features

  • Ceiling Fan(s)
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,995

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,376
  • Total interior livable area: 2,995 sqft

Kitchen

  • Level: Main
  • Area: 192

Office

  • Level: Main
  • Area: 144

Property

Details

  • Parcel number: 340913151077.000006

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 10,454 sqft
  • Features: Level
  • Lot size dimensions: 104 x 129

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Winter Weather
Earthquake
Hail
Heat Wave
Lightning

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,972$23,664
Home Insurance *$284$3,408
Property Taxes $584$7,008
Electricity $274$3,294
Total$3,114$37,368
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,765/yr
40% on housing$93,420/yr
45% on housing$83,040/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$130This listing

vs Other Active Listings

Avg $/sqft

ZIP 46902$104
Howard County$86

vs Homes Sold Last Month

Median $/sqft

ZIP 46902$125
Howard County$127

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Price change$430,000
2026-04-03Listed for sale$435,000
2023-06-01Sold$374,000
2023-04-12Pending sale$389,995
2023-03-03Price change$389,995
2022-11-18Price change$399,995
2022-11-03Price change$419,995
2022-08-20Price change$424,995
2022-07-09Price change$437,995
2022-07-06Listed for sale$442,995

For Sale by Agent

AgentElizabeth Hobbs
BrokerageKeller Williams Lafayette

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