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1068 Papaya Cir, Davenport, FL, 33897

3beds
3baths
2,142sqft
$399,900
$187price/sqft
$2,790/moest. monthly cost
$111,600/yrincome needed

About This Home

One Year Buydown Available With Our Preferred Lender! UPDATED AND MODERN HOME WITH HUGE BACKYARD! LIKE-NEW WITH NO CDD! Built in 2022, this Mirabella home features a highly functional, open floorplan layout and is loaded with sophisticated finishings. As you enter, you are greeted with a spacious open concept living and dining space that is ideal for entertaining. The dining area has a sliding glass door with views out to the patio and backyard, and also leads you over into the kitchen. The large kitchen features sleek espresso cabinetry, granite countertops, stainless steel appliances, and huge peninsula with counter seating that is perfect for prep, hosting, or easy dining. There is also a half bathroom downstairs for you and your guest’s convenience. Upstairs, you are met with a large loft space that can be used for an office, game room, movie room and more – make this space your own! There is also an installed privacy shade that can be used to separate the space. The huge primary suite features a walk-in closet, double-sink vanity with granite countertop, large walk-in glass and tile shower, and extra space for a makeup vanity or storage. The two guest bedrooms are located across from the loft, allowing for added privacy, and share their own guest bathroom with long granite vanity and shower/tub with built-in storage. Other features of the home include a large laundry room with sink and under-stair storage space. Stepping out back, you have a large, covered and screened patio with views of your huge backyard! With no immediate rear neighbors, this space can be transformed into your own Florida oasis. The Mirabella community has a low HOA and no CDD, and features a community pool, playground, and green space. The location is prime, with direct access to US-27 providing a short drive to Walt Disney World, I-4, ChampionsGate, Sunset Walk at Margaritaville and several more new restaurants, shops, and entertainment destinations. Come see this home before it is gone!

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

4/10
2/10
Davenport High SchoolGrades 9-128.3 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Dryer,Microwave,Refrigerator,Washer
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Open Floorplan
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,797
  • Total interior livable area: 2,142 sqft

Kitchen

  • Level: First
  • Area: 145.41
  • Dimensions: 13.1x11.1

Living Room

  • Level: First
  • Area: 249.48
  • Dimensions: 16.2x15.4

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Second
  • Area: 263.86
  • Dimensions: 16.7x15.8

Property

Details

  • Parcel number: 262514998051000170
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Screened
  • Exterior features: Irrigation System

Lot

  • Lot size: 4,604 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Strong Wind
Hurricane
Lightning
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$220$2,640
Property Taxes $333$3,996
Electricity $215$2,586
Total$2,790$33,480
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,657/yr
40% on housing$83,700/yr
45% on housing$74,400/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 33897$152
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33897$197
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-03Price change$399,900
2026-03-13Price change$410,000
2026-02-12Price change$415,000
2026-02-03Price change$420,000
2026-01-18Price change$425,000
2025-11-20Price change$430,000
2025-10-21Listed for sale$435,000
2022-07-06Sold$402,654

For Sale by Agent

AgentSophia Gordon, LLC
BrokerageCOLDWELL BANKER REALTY

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