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242 Charterhouse St, Falling Waters, WV, 25419

3beds
4baths
2,480sqft
$339,990
$137price/sqft
$2,783/moest. monthly cost
$111,320/yrincome needed

About This Home

Why wait for new construction when you can move right into this beautifully upgraded end-unit townhome in Overlook at Riverside? Built with over $75,000 in builder upgrades, this Darlington II floor plan offers a premium rear morning room extension on every level, adding valuable space and natural light throughout. The open main level features luxury vinyl plank flooring, boxed oak stairs, recessed lighting, and an upgraded kitchen with white cabinetry, quartz countertops, stainless steel appliances, pendant lighting, ample cabinet space, and a large center island. Upstairs, the spacious primary suite includes a tray ceiling, walk-in closet, and private bath with dual vanities, soaking tub, and separate shower. The finished lower level offers a rec room and full bath, perfect for a family room, home office, gym, guest space, or media room. Enjoy a rear deck, one-car garage, oversized concrete driveway parking, and an end-unit setting with tons of extra windows and added privacy. Conveniently located near I-81, I-70, Route 11, shopping, dining, and the Maryland line. A move-in-ready home with the upgrades buyers want most!

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

--
Marlowe Elementary SchoolGrades PK-21.1 mi
5/10
7/10
Spring Mills High SchoolGrades 9-122.9 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Slab
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding

Other

  • Builder model: DARLINGTON II
  • Builder name: DRB Homes

Type & Style

  • Home type: Townhouse
  • Architectural style: Colonial
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Refrigerator,Oven/Range - Electric,Dishwasher,Stainless Steel Appliance(s),Microwave,Disposal,Electric Water Heater
  • Laundry features: Dryer In Unit,Has Laundry,Upper Level,Washer In Unit,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Garage Access

Bedroom1

  • Level: Upper
  • Area: 110
  • Dimensions: 10 X 11

Bedroom2

  • Level: Upper
  • Area: 110
  • Dimensions: 10 X 11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Walk-In Closet(s),Upgraded Countertops,Soaking Tub,Pantry,Kitchen Island,Eat-in Kitchen,Open Floorplan,Family Room Off Kitchen,Combination Kitchen/Living,Breakfast Area,Crown Molding,Recessed Lighting
  • Finished area below ground: 496
  • Finished area above ground: 1,984

Heating & Cooling

  • Heating features: Heat Pump,Programmable Thermostat,Forced Air,Electric
  • Cooling features: Central Air,Programmable Thermostat,Electric

Interior Area

  • Total structure area: 2,480
  • Total interior livable area: 2,480 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper
  • Area: 18
  • Dimensions: 3 X 6

Other

  • Features: Bathroom - Tub Shower
  • Level: Upper

Other

  • Level: Main
  • Area: 132
  • Dimensions: 11 X 12

Primary Bathroom

  • Features: Soaking Tub,Bathroom - Walk-In Shower,Double Sink
  • Level: Upper

Primary Bedroom

  • Features: Attached Bathroom,Flooring - Carpet,Window Treatments
  • Level: Upper
  • Area: 216
  • Dimensions: 12 X 18

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 02 7M010000000000
  • Zoning: 101
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 3,484 sqft

Parking

  • Total spaces: 5
  • Parking features: Garage Faces Front,Inside Entrance,Concrete,Attached,Driveway,On Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Hail
Hurricane
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters Across West Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,719$20,628
Home Insurance *$109$1,308
Property Taxes $699$8,388
Electricity $256$3,083
Total$2,783$33,396
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,417/yr
40% on housing$83,490/yr
45% on housing$74,213/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$137This listing

vs Other Active Listings

Avg $/sqft

ZIP 25419$220
Berkeley County$170

vs Homes Sold Last Month

Median $/sqft

ZIP 25419$160
Berkeley County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Listed for sale$339,990
2023-06-27Listing removed--
2023-04-05Listed for rent$1,985
2022-08-18Listing removed--
2022-08-02Price change$1,950
2022-07-30Price change$1,975
2022-07-11Listed for rent$1,985
2022-06-24Sold$324,990
2022-03-11Pending sale$326,990
2022-02-04Listed for sale$326,990

For Sale by Agent

AgentMarcy Smith
BrokeragePearson Smith Realty, LLC

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