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3657 W Ohio St, Chicago, IL, 60624

3beds
2baths
--sqft
$260,000
--price/sqft
$2,086/moest. monthly cost
$83,440/yrincome needed

About This Home

Discover the potential in this solid all-brick 2-flat located in the up-and-coming West Humboldt Park neighborhood! This fully vacant property offers a rare opportunity for investors or owner-occupants to bring their vision to life and select their own tenants from day one. The first unit features 1 bedroom, with the first-floor unit offering a finished bathroom and direct access to the basement-creating the possibility to duplex down into an expanded living space. The second floor unit has 2 bedrooms, with a roughed-in bathroom, and a nice size kitchen. The unfinished basement has a roughed-in bathroom providing a strong foundation for future improvements and added value. Ideal for an investor, FHA 203(k) renovation buyer, or house hacker looking to live in one unit while generating rental income from the other. With some work and creativity, this property presents excellent upside and long-term potential. With the right improvements, the ARV is estimated to be in the $350,000-$400,000 range, offering strong upside potential. Conveniently located just minutes from downtown Chicago, with easy access to public transportation including the CTA Blue Line, and close to neighborhood amenities such as the Garfield Park Conservatory. Don't miss this opportunity to build equity in a rapidly developing area! *AS-IS*

Getting Around

54
WalkingSomewhat Walkable
70
TransitExcellent Transit
77
BikeVery Bikeable

Schools

3/10
Ward L Elementary SchoolGrades PK-80.1 mi
1/10
Orr Academy High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1895

Materials

  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 3

Heating

  • Heating features: Natural Gas,Forced Air

Property

Details

  • Parcel number: 16111240020000
  • Special condition: None

Lot

  • Lot size: 1,570 sqft
  • Lot size dimensions: 20.88 X75.20

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Heat Wave
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$268$3,216
Property Taxes $374$4,488
Electricity $130$1,569
Total$2,086$25,032
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,520/yr
40% on housing$62,580/yr
45% on housing$55,626/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 60624$200
Cook County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 60624$148
Cook County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Contingent$260,000
2026-04-19Listed for sale$260,000
2026-04-06Listing removed$260,000
2025-09-26Listed for sale$260,000
2023-08-04Sold$230,000
2023-06-11Listing removed--
2023-05-23Contingent$240,000
2023-05-18Listed for sale$240,000
2023-05-07Listing removed--
2023-03-23Price change$250,000
2022-11-20Listed for sale$255,000
2022-11-15Listing removed--
2022-10-26Listed for sale$255,000
2022-10-15Contingent$255,000
2022-07-16Price change$255,000
2022-06-28Listed for sale$275,000
1997-06-12Sold$10,500

For Sale by Agent

AgentCherilyn Williams
BrokerageeXp Realty

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