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693 Cadiz Ave, Merced, CA, 95341

4beds
3baths
2,182sqft
$455,900
$209price/sqft
$3,449/moest. monthly cost
$137,960/yrincome needed

About This Home

Modern finishes and well maintained home in South Merced nearby Farmdale Elementary school and G Street that features four beds and two and a half baths. The kitchen includes plenty of cabinets with granite counter tops and a spacious pantry. The master bedroom has two walking closets with multiple additional shelves and also each bedroom has walking closets with extra shelves for convenient storage. Enjoy your nights and weekends on the well-finished back and front yard. This charming home includes an attached two car garage and pipe hooks for a water softener system.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
4/10
Golden Valley High SchoolGrades 9-125.1 mi

Construction

Condition

  • Year built: 2022

Materials

  • Roof: Shake / Shingle

Type & Style

  • Home type: SingleFamily

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Heating & Cooling

  • Heating features: Other
  • Cooling features: Central

Interior Area

  • Total interior livable area: 2,182 sqft

Property

Details

  • Parcel number: 259340061000

Features

  • Exterior features: Stucco,Cement / Concrete

Lot

  • Lot size: 3,702 sqft

Parking

  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtVery High
  • Earthquake
    EarthquakeVery High
  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Hail
    HailRelatively High
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Drought
Earthquake
Heat Wave
Inland Flooding
Hail
Lightning
Wildfire

FEMA Declared Disasters in Merced County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,305$27,660
Home Insurance *$113$1,356
Property Taxes $564$6,768
Electricity $467$5,614
Total$3,449$41,388
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,251/yr
40% on housing$103,470/yr
45% on housing$91,973/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$209This listing

vs Other Active Listings

Avg $/sqft

ZIP 95341$200
Merced County$326

vs Homes Sold Last Month

Median $/sqft

ZIP 95341$256
Merced County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$465,900
2022-11-23Sold$416,000
2022-09-23Pending sale$417,000
2022-08-07Price change$417,000
2022-06-27Listed for sale$422,000

For Sale by Owner

AgentProperty Owner

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