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3510 237th Ave NW, Saint Francis, MN, 55070

3beds
2baths
1,062sqft
$389,900
$367price/sqft
$2,716/moest. monthly cost
$108,640/yrincome needed

About This Home

Welcome to your next home in St. Francis! Located in a quiet neighborhood just steps from a neighborhood park, this beautifully maintained 3-bedroom, 2-bath home offers comfort, functionality, and room to grow. The bright open-concept main level features a beautiful kitchen that flows seamlessly into the dining and living areas—perfect for everyday living and entertaining. All three bedrooms are conveniently located on one level for an easy, practical layout. Step outside to enjoy a private backyard overlooking a peaceful pond, creating the perfect setting to relax or gather with friends and family. The spacious 3-car garage offers ample room for vehicles, storage, and hobbies. With 1,062 finished square feet plus over 1,200 additional unfinished square feet ready for expansion, this home provides endless possibilities for future living space, bedrooms, bathrooms, or entertaining areas.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
5/10
8/10
St. Francis High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 2022

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,062

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,287
  • Total interior livable area: 1,062 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 323424120075
  • Zoning description: Residential-Single Family
  • Foundation area: 1344

Features

  • Levels: Four or More Level Split

Lot

  • Lot size: 10,585 sqft
  • Lot size dimensions: 74 x 143 x 75 x 139

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Hail
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Anoka County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,971$23,652
Home Insurance *$270$3,240
Property Taxes $305$3,660
Electricity $170$2,050
Total$2,716$32,592
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,120/yr
40% on housing$81,480/yr
45% on housing$72,426/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$367This listing

vs Other Active Listings

Avg $/sqft

ZIP 55070$175
Anoka County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 55070$208
Anoka County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$374,900
2026-07-11Price change$389,900
2026-06-19Listed for sale$399,900
2023-02-28Sold$379,500
2023-01-30Pending sale$379,500
2022-06-26Listed for sale$379,500

For Sale by Agent

AgentJohn Holgrimson
BrokerageColdwell Banker Realty

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