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2928 Sunridge Loop, Saint Cloud, FL, 34771

2beds
2baths
1,601sqft
$315,000
$197price/sqft
$2,328/moest. monthly cost
$93,120/yrincome needed

About This Home

Move-in ready villa located in the quiet Suncrest community, just minutes from Lake Nona Medical City, major highways, shopping, dining, and schools. This low-maintenance home features a flexible den/bonus room and an open-concept kitchen, dining, and living area filled with natural light. The modern kitchen offers granite countertops, shaker-style cabinetry, stainless steel appliances, a large island, and a pantry. HOA includes exterior lawn maintenance and access to the community playground. Enjoy year-round Florida weather and sunsets from the back porch! This is a Fannie Mae property!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

9/10
Voyager K-8Grades K-82.2 mi
5/10
Tohopekaliga High SchoolGrades PK,9-125.4 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Villa

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Other,Range
  • Laundry features: Inside

Balcony Porch Lanai

  • Level: First
  • Area: 130
  • Dimensions: 13x10

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 144
  • Dimensions: 12x12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Living Room/Dining Room Combo,Open Floorplan,Other
  • Door features: Sliding Doors
  • Flooring: Carpet,Ceramic Tile

Great Room

  • Level: First
  • Area: 280
  • Dimensions: 20x14

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,240
  • Total interior livable area: 1,601 sqft

Kitchen

  • Level: First
  • Area: 196
  • Dimensions: 14x14

Office

  • Level: First
  • Area: 121
  • Dimensions: 11x11

Primary Bedroom

  • Features: Built-in Closet
  • Level: First

Property

Details

  • Parcel number: 102531517400010360
  • Zoning: RES
  • Special condition: Real Estate Owned

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch
  • Exterior features: Lighting,Other,Sidewalk

Lot

  • Lot size: 3,920 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Wildfire
Hurricane
Inland Flooding

FEMA Declared Disasters in Osceola County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$177$2,124
Property Taxes $362$4,344
Electricity $197$2,366
Total$2,328$27,936
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,817/yr
40% on housing$69,840/yr
45% on housing$62,080/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$197This listing

vs Other Active Listings

Avg $/sqft

ZIP 34771$227
Osceola County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 34771$211
Osceola County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-08-01Listing removed$350,000
2024-09-24Price change$350,000
2024-08-15Price change$380,000
2024-04-19Price change$385,000
2024-03-21Price change$390,000
2024-02-23Listed for sale$400,000
2024-02-05Listing removed--
2024-01-21Price change$399,995
2024-01-08Price change$440,000
2023-12-12Price change$446,500
2023-11-30Listed for sale$450,000
2023-11-29Listing removed--
2023-11-14Listed for sale$450,000
2022-12-29Sold$334,990
2022-11-22Pending sale$376,990
2022-11-10Price change$376,990
2022-10-04Pending sale$384,990
2022-08-29Price change$384,990
2022-08-24Price change$391,990
2022-07-15Price change$389,990
2022-06-26Listed for sale$394,990

Unknown Listed By

AgentDiana Perez
BrokeragePROFESSIONAL REAL ESTATE TEAM

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