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32 Andrews St, Massena, NY, 13662

1beds
3baths
0sqft
$259,000
--price/sqft
$2,168/moest. monthly cost
$86,720/yrincome needed

About This Home

EXCEPTIONAL COMMERCIAL BUILDING LOCATED IN THE HEART OF MASSENA. The building offers over 5200 square feet of space. The main level is a wide open carpeted space with half bath, kitchen, several storage rooms and electrical room. This is presently used by the owner as a gift shop. Upstairs has a large FURNISHED apartment which was new a few years ago and offers large kitchen with appliances, full bathroom with walk in shower and laundry. Also upstairs, and accessed separately, is a completely remodeled space with 4 large offices, common kitchen and common bathroom. These units are all brand new. The building is totally electric and offers town water and sewer. Presently the apartment is booked as an Airbnb well into the winter months. The office spaces can be rented monthly, weekly, or yearly. There is ample parking with two public parking areas. The property offers a prime location, is in excellent condition and with the downtown revitalization this building is a wonderful solid investment. Additional details and a private tour is available upon request. This listing is associated with MLS 52757

Getting Around

68
WalkingSomewhat Walkable
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

7/10
4/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1950

Materials

  • Foundation: Slab
  • Construction materials: Brick Veneer,Block,Metal Siding

Type & Style

  • Home type: MultiFamily

Interior

Appliances

  • Appliances included: Refrigerator,Stove,Water Heater(Electric)
  • Laundry features: Upper Level

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 3
  • Full bathrooms: 1
  • 1/2 bathrooms: 2

Features

  • Ceiling Fan(s),Modern kitchen,Open Floorplan
  • Window features: Insulated Windows,Window Treatments
  • Flooring: Carpet,Ceramic Tile,Laminate,Vinyl

Heating

  • Heating features: Baseboard,Electric

Interior Area

  • Total structure area: 5,252

Property

Details

  • Parcel number: 9.059962
  • Zoning description: commercial CBD

Features

  • Levels: Two,Two Story,Two story
  • Stories: 2
  • Exterior features: Lighting

Lot

  • Lot size: 3,200 sqft
  • Lot size dimensions: 32 x 100

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters in St. Lawrence County and New York

Flood
Hurricane
Severe Storm
Snowstorm
Tornado
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,309$15,708
Home Insurance *$197$2,364
Property Taxes $416$4,992
Electricity $246$2,954
Total$2,168$26,016
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,331/yr
40% on housing$65,040/yr
45% on housing$57,813/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 13662$102
St. Lawrence County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 13662$90
St. Lawrence County$99

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Pending sale$259,000
2026-05-19Listed for sale$259,000
2025-07-01Listing removed$259,000
2025-01-09Listed for sale$259,000
2024-06-26Listing removed$259,000
2023-01-10Listed for sale$259,000
2022-12-22Listing removed--
2022-11-15Price change$259,000
2022-06-23Listed for sale$289,000

For Sale by Agent

AgentLucille Kassian
BrokerageKassian Real Estate, LLC

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