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1094 Cedar Ln, Gilchrist, TX, 77617

2beds
2baths
892sqft
$350,000
$392price/sqft
$2,614/moest. monthly cost
$104,560/yrincome needed

About This Home

Beautifully designed coastal retreat just a short golf cart ride to the beach! This thoughtfully upgraded home features an open-concept layout with granite countertops in the kitchen and baths. Each bedroom is ensuite, providing privacy and convenience. The spacious loft accommodates a king-size bed—ideal for additional sleeping or flexible living space. Abundant storage throughout, including a 120 sq ft garage loft with overhead electric lift for easy access. Roof treated by RoofWarrior Systems for enhanced durability in extreme weather. Enjoy outdoor living w/an expansive deck, plus a mid-deck grilling/seating area w/integrated storage. Notable additions include an enclosed rainfall outdoor shower with a pet wash station, room to park an RV under the home with full RV hookups, and a generator lock-out switch. This home would make a great primary/secondary home or an investment rental property. The neighborhood is a successful mix of all. Come see all the Texas coast has to offer!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Raised
  • Roof: Composition
  • Construction materials: Cement Siding,Wood Siding

Other

  • Builder name: LOR Design

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dryer,Refrigerator,Washer,Electric Oven,Microwave,Electric Cooktop,Dishwasher
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • High Ceilings,2 Primary Bedrooms
  • Window features: Storm Window(s),Window Coverings
  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 892
  • Total interior livable area: 892 sqft

Kitchen

  • Features: Kitchen open to Family Room

Master Bathroom

  • Features: Primary Bath: Tub/Shower Combo,Secondary Bath(s): Tub/Shower Combo

Property

Details

  • Parcel number: 535000000041000

Features

  • Stories: 1
  • Patio & porch: Covered,Patio/Deck,Porch
  • Has view: Yes
  • View description: Bay,Gulf View,Water
  • Has water view: Yes
  • Water view: Bay,Gulf,Water

Lot

  • Lot size: 5,000 sqft
  • Features: Back Yard,Subdivided,0 Up To 1/4 Acre

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage Door Opener,Double-Wide Driveway,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireRelatively High
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Inland Flooding
Lightning
Tornado
Wildfire
Ice Storm
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$172$2,064
Property Taxes $435$5,220
Electricity $238$2,859
Total$2,614$31,368
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,622/yr
40% on housing$78,420/yr
45% on housing$69,706/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.7%
4.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$392This listing

vs Other Active Listings

Avg $/sqft

ZIP 77617$225
Galveston County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 77617$318
Galveston County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-24Listed for sale$350,000
2023-06-26Listing removed--
2023-05-07Pending sale$319,880
2023-04-11Price change$319,880
2023-01-23Pending sale$275,000
2022-12-06Listing removed--
2022-11-28Listed for sale$275,000
2022-09-16Pending sale$275,000
2022-07-19Listed for sale$275,000
2022-06-20Pending sale$275,000
2022-06-20Listed for sale$275,000

For Sale by Agent

AgentJohnna Little
BrokerageColdwell Banker Realty - Houston Bay Area

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