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2208 Chia Ct, Temple, TX, 76501

3beds
2baths
1,486sqft
$235,000
$158price/sqft
$2,105/moest. monthly cost
$84,200/yrincome needed

About This Home

Beautiful like-new home in Temple's highly desirable Oak Ridge neighborhood! The heart of this home is its open kitchen, with subway white tile backsplash complementing the pristine white shaker-style cabinets. Three bedrooms and 2 full baths, this home offers an ideal split floor plan for relaxation after a long day. The primary suite is spacious with neutral plush carpet, ceiling fan, and roomy primary bath with walk in closet. Secondary bedrooms also have carpet and deep closets. Secondary bath features shower/tub combo, long vanity with plenty of storage! The backyard is a blank canvas of grass ready for you to put it to use. Located within Oak Ridge subdivision is a seamless blend of comfort, style, and functionality with close proximity to the neighborhood school, easy hop on/off to Loop 363 with Buc-cees and Starbucks convenient on each corner. Minutes to Fort Cavazos, Baylor Scott & White Hospital and VA Hospital. Don't miss the opportunity to make this meticulous, well maintained home your own. Schedule your showing today!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

5/10
Lamar Middle SchoolGrades 6-81.8 mi
3/10
Temple High SchoolGrades 8-122.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Composition,Shingle
  • Construction materials: Brick,Masonry

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary/Modern
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Breakfast Bar,Breakfast Area,Granite Counters,Kitchen Island,Kitchen/Family Room Combo
  • Flooring: Carpet,Tile
  • Fireplace features: None
  • Attic: Access Only

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,486 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 505105

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: None
  • Fencing: Back Yard
  • Has view: Yes
  • View description: None
  • Waterbody name: None

Lot

  • Lot size: 6,499 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Lightning
Wildfire
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,188$14,256
Home Insurance *$208$2,496
Property Taxes $471$5,652
Electricity $238$2,859
Total$2,105$25,260
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,171/yr
40% on housing$63,150/yr
45% on housing$56,133/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$158This listing

vs Other Active Listings

Avg $/sqft

ZIP 76501$100
Bell County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 76501$135
Bell County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-12Listed for sale$260,000
2024-08-29Listing removed$1,900
2024-07-25Listed for rent$1,900
2024-07-18Listing removed--
2024-06-29Listed for rent$1,900
2024-04-29Sold--
2024-04-18Pending sale$265,000
2024-04-07Contingent$265,000
2024-03-13Price change$265,000
2024-02-11Listed for sale$280,000
2024-02-06Contingent$280,000
2024-01-13Price change$280,000
2024-01-03Listed for sale$320,900
2022-06-21Listing removed--
2022-06-18Listed for sale$267,800

For Sale by Agent

AgentChristina N. Leo
BrokerageKeller Williams Realty - SW

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