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4308 Duplin Dr, Charlotte, NC, 28214

4beds
3baths
2,290sqft
$479,900
$210price/sqft
$3,103/moest. monthly cost
$124,120/yrincome needed

About This Home

PRICE IMPROVEMENT: NOW $495,000! Skip waiting for months on new construction - while this move-in ready 4-bedroom, 3 full bath gem is waiting for you! Don't miss this high-value opportunity in the Vineyards at Lake Wylie. Ideally located near the River District, Belmont and 10 minutes from the CLT Airport, with an easy 20-minute commute to Uptown Charlotte. This beautifully designed 2,300 SF home offers easy main-level living with an open floorplan perfect for both entertaining and everyday comfort. The kitchen shines with granite countertops, a large island, double ovens, stainless steel appliances, and a spacious pantry. It’s also prewired for pendant lighting over the island, giving you the opportunity to add your own personal style. Smart home features as well as ceiling fan prewiring in all rooms add modern conveniences throughout. The main-level primary suite is a relaxing retreat, complete with a walk-in shower, dual vanity, and a generous walk-in closet. Two additional bedrooms and a full bath on the main level offer a functional split-bedroom layout for added privacy. Upstairs, you’ll find a versatile fourth bedroom, full bath, and loft —perfect for a media room, home office, guest space or multigenerational living. Life in the Vineyards at Lake Wylie feels like a getaway, with resident only amenities including an upgraded Clubhouse, Olympic-sized pool, splash pad, fitness center, walking trails, dog park, lake access with boat/RV storage and more. This well maintained home is priced to move. Seller is motivated and ready to review serious offers!

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
10
BikeSomewhat Bikeable

Schools

5/10
1/10
West Mecklenburg HighGrades 9-123.5 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Slab
  • Construction materials: Fiber Cement,Stone Veneer

Other

  • Builder name: Meritage Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Double Oven,Gas Cooktop,Gas Water Heater,Microwave
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bedroom S

  • Level: Main

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 3

Dining Area

  • Level: Main

Features

  • Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s),Walk-In Pantry
  • Door features: Sliding Doors
  • Window features: Insulated Windows
  • Flooring: Carpet,Laminate,Tile,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 2,290

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,290
  • Total interior livable area: 2,290 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Loft

  • Level: Upper

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 11322681
  • Zoning: MX-2(INNOV)
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Covered,Front Porch,Patio
  • Fencing: Back Yard
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: Boat Ramp – Community,Boat Slip (Lease/License),Covered structure,Dock,Paddlesport Launch Site
  • Waterbody name: Lake Wylie

Lot

  • Lot size: 0.20 Acres
  • Features: Level

Parking

  • Total spaces: 4
  • Parking features: Driveway,Attached Garage,Garage Door Opener,Garage Faces Front,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,426$29,112
Home Insurance *$177$2,124
Property Taxes $287$3,444
Electricity $213$2,559
Total$3,103$37,236
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,388/yr
40% on housing$93,090/yr
45% on housing$82,746/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$210This listing

vs Other Active Listings

Avg $/sqft

ZIP 28214$158
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28214$196
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-03Price change$495,000
2026-04-12Price change$499,500
2026-03-04Price change$499,900
2026-02-13Listed for sale$510,000
2023-03-29Sold$479,040
2022-10-11Pending sale$479,040
2022-10-05Price change$479,040
2022-10-04Price change$479,000
2022-09-28Price change$488,040
2022-08-10Price change$498,040
2022-06-18Listed for sale$513,040

For Sale by Agent

AgentNatalie Miles
BrokerageEXP Realty LLC

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