1077 Moraine Dr, South Elgin, IL, 60177
About This Home
Welcome to this contemporary end-unit townhome in the desirable Park Pointe community. This Chatham model features an open-concept main level highlighted by a gourmet kitchen with quartz countertops, a center island, stainless steel appliances, and a spacious walk-in pantry. The living area offers direct access to a private deck, perfect for outdoor relaxation. The upper level includes three bedrooms, featuring a primary suite with a walk-in closet and a double-vanity ensuite. For convenience, the laundry room is located on the second floor. The finished lower-level bonus room provides versatile space for a home office or gym. This smart home includes a video doorbell and remote thermostat access. Located near the Illinois Prairie Path, Fox River Trail, Koehler Fields, and easy access to 25, 31, and 59. Well run association covers your exterior maintenance, lawn care, and snow removal. Turnkey & move-in-ready! This is the one you've been waiting for! ***Need Closing Cost Assistance or rate buy-down credits? Reach out to the listing agent to discuss potential incentives.***
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 2022
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: Townhouse
- Property subType: Townhouse,Single Family Residence
Interior
Appliances
- Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer,Disposal,Water Softener Owned
- Laundry features: Washer Hookup,Gas Dryer Hookup
Basement
- Basement: None
Bedroom2
- Features: Flooring (Carpet)
- Level: Second
- Area: 110
- Dimensions: 11X10
Bedroom3
- Features: Flooring (Carpet)
- Level: Second
- Area: 100
- Dimensions: 10X10
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Features: Flooring (Wood Laminate)
- Level: Main
- Area: 132
- Dimensions: 12X11
Family Room
- Features: Flooring (Carpet)
- Level: Lower
- Area: 304
- Dimensions: 16X19
Features
- Walk-In Closet(s)
- Common walls with other units/homes: End Unit
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 0
- Total interior livable area: 1,962 sqft
Kitchen
- Features: Kitchen (Island,Pantry-Closet),Flooring (Wood Laminate)
- Level: Main
- Area: 272
- Dimensions: 17X16
Laundry
- Features: Flooring (Wood Laminate)
- Level: Second
- Area: 54
- Dimensions: 9X6
Living Room
- Features: Flooring (Wood Laminate)
- Level: Main
- Area: 273
- Dimensions: 21X13
Master Bedroom
- Features: Flooring (Carpet),Bathroom (Full)
- Level: Second
- Area: 204
- Dimensions: 12X17
Property
Accessibility
- Accessibility features: No Disability Access
Details
- Parcel number: 0636404075
- Special condition: None
- Other equipment: Water-Softener Owned
Features
- Exterior features: Balcony
Lot
- Lot size: 1,693 sqft
- Lot size dimensions: 29.2X58
Parking
- Total spaces: 2
- Parking features: Garage Door Opener,Yes,Garage Owned,Attached,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Inland Flooding
- Heat Wave
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,921 | $23,052 |
| Home Insurance * | $145 | $1,740 |
| Property Taxes | $690 | $8,280 |
| Electricity | $150 | $1,810 |
| Total | $2,906 | $34,872 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-05 | Listing removed | $385,000 |
| 2026-05-05 | Price change | $385,000 |
| 2026-04-15 | Listed for sale | $389,000 |
| 2022-11-22 | Sold | $358,235 |
| 2022-10-07 | Pending sale | $358,235 |
| 2022-09-22 | Price change | $358,235 |
| 2022-09-09 | Price change | $362,235 |
| 2022-08-13 | Price change | $363,235 |
| 2022-06-25 | Price change | $369,235 |
| 2022-06-21 | Listed for sale | $374,235 |
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